You work hard for your business
Your credit card should, too
Protecting your interests
Fraud Coverage and Interactive Alerts
Real-time alerts of fraud attempts—via text, email, or phone—you can respond to instantly. Plus, if your card is ever lost or stolen, you’re covered by our $0 Fraud Liability policy.
Within the first ninety days of purchase, this coverage will replace, repair, or reimburse you for eligible items purchased with your business card in the event of theft or damage.
You'll get additional warranty protection at no charge on eligible items that are purchased with your business card, up to one year past the manufacturer's warranty.
Shop with your enrolled Visa business card at participating merchants and save up to 15%.
Visit www.visasavingsedge.com for details.
Helping with the details
Add employee cards at no additional cost—easily track their spending, and earn all the rewards from their purchases.
Quarterly and Year-End Summary
Get a custom, itemized report of your spending to help simplify planning, budgeting, and tax time.
Downloadable Purchase Records
Quickly and securely download your purchase records into multiple formats, including Quicken®, QuickBooksTM and Excel®, for easy accounting.
No Foreign Transaction Fees
You won’t pay a transaction fee when making purchases outside of the United States.
Providing service you can count on
Experienced Spark Business Customer Service Representatives
Our representatives are specially trained to work with business owners and are available seven days a week to help with any questions you may have. Just call them toll-free at 1-800-867-0904.
Manage your account at your convenience with account activity alerts on your mobile device, online payment options, up to 13 months of past account statements available to download, and more.
Manage your account with fast and easy online banking—right from your mobile device.
Traveling with confidence
Auto Rental Collision Damage Waiver
You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind. Please refer to your Visa Business Guide to Benefits for more details.
Travel and Emergency Assistance
When you're traveling for business, you can count on a wide range of Visa emergency services including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.