Venture Business

2X miles on every purchase

100,000 bonus miles


Up to $220 in credits

Venture Business card
credit icon
Venture Business card

5X 
miles on travel

Unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel.

2X 
unlimited rewards

Earn unlimited 2X miles on every purchase for your business.

100,000 
bonus miles

Earn 100,000 bonus miles when you spend $10,000 in the first 3 months 1

ANNUAL FEE

$95 annual fee

PURCHASE RATE

24.49% variable APR

UP TO $220 IN CREDITS WITH VENTURE BUSINESS

tab benefits

$50 annual travel credit

Receive an annual $50 travel credit for bookings through Capital One Business Travel. 2

$50 annual statement credit

Get an annual $50 statement credit for purchases at qualifying advertising or software merchants. 3

Up to a $120 Global Entry or TSA
PreCheck credit

Receive up to a $120 credit for Global Entry or TSA PreCheck® every 4 years. 4

$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account. 
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual cards
Make safer payments online without exposing your actual card number with merchants.
Accounts Payable
Manage your accounts payable process by sending and tracking payments all in one place.
Expense Management
You and your employees can quickly add expense details—including receipts and notes—for faster reporting.
Choose your due date
Pick your own monthly due date. Your business has the control to pay when you want.
Transaction details
Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.
Recurring transactions
View a list of merchants that charge your business card monthly like subscriptions and bills. 
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month. 
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Free employee cards
Track employee spending while earning all the rewards from their purchases.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Account access
Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen. 
Fraud & security alerts
Receive an email or text message alert if we detect a potential mistake or suspicious charge on your account.
Customer support
Our Capital One business specialists are specially trained to work with business owners and are available to answer any questions you may have.
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card. 

Application Requirements

What you should know before you apply

10 minute application

It takes about 10 minutes to apply and you'll get a decision in seconds.

Business owner information

You'll need to know legal names, addresses and SSNs for all business owners.

Business information

Gather your legal business name, address and business tax ID number (TIN). 

Frequently asked questions

1.   What information is required to apply for a Venture Business card?

To apply for the Venture Business card, you must be an authorized representative for your business. You’ll need to provide personal and business details to verify your identity and establish creditworthiness. Your application may be declined if you have a freeze with credit bureaus. 

 

Personal information includes:

  • Full legal name

  • Personal contact information

  • Social Security number

  • Monthly rent or mortgage payment

Business information includes:

  • Tax ID or Employer ID Number (EIN), or an SSN for sole proprietorships

  • Annual revenue 

  • Monthly business spend

  • Names and information of other beneficial owners or controllers

2.    What benefits come with the Venture Business card?

The benefits of a Venture Business card range from unlimited 2X rewards to premium travel perks. The Venture Business card helps to simplify your business expenses while maximizing your return on spend. Benefits include:

  • Earn unlimited 2X miles on every purchase with no blackout dates or restrictions

  • Earn unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel

  • Up to a $120 credit for TSA PreCheck or Global Entry

  • $50 annual credit for Capital One Business Travel

  • Up to $50 annual credit for purchases at select software and advertising merchants. 

  • Access to our Expense Management and Accounts Payable software

  • Access to Capital One Business Travel to book and manage your company’s travel

3.    How do I redeem my credit for TSA Precheck or Global Entry using my Venture Business card?

All you need to do to redeem your credit for TSA PreCheck or Global Entry, is use your Venture Business card when you apply. You’ll receive your reimbursement directly to your account within 2 billing cycles.

4.   Are my credit card miles taxed?

The miles you earn by spending on your Venture Business card are not taxable. This includes your early spend bonus. However, we recommend you consult your tax expert if you have additional questions.

5.   What is Capital One Business Travel?

Venture Business cardholders have access to Capital One Business Travel—our all-in-one travel platform that helps you seamlessly manage your business travel in one place. 

 

You can:

  • Customize travel policies by setting maximum prices and fare classes and you can create travel policies that work for your business. 

  • Select designated administrators who can manage the bookings within your business travel account. 

  • Track travel costs with our intuitive dashboard that helps you track expenses in real time. 

  • Upload travel receipts automatically when you’re enrolled in our expense management platform.

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