Spark 1.5% Cash Selectproduct image

Cash Rewards & No Annual Fee

Spark 1.5% Cash Select

Earn a $750 cash bonus when you spend $6,000 in the first 3 months. 1
Annual fee: $0

  • 1.5% cash back

    on every purchase, with no minimums or expiration dates

    5% cash back

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    16.74% - 22.74% variable APR


$0 Fraud liability

If your card—or an employee card—is lost or stolen, you’ll be covered with $0 fraud liability for unauthorized charges. 4

Accounts Payable

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

Software integrations

Simplify your financial management process with software integrations that connect directly with your account.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


Spark 1.5X Miles Selectproduct image

Travel Rewards & No Annual Fee

Spark 1.5X Miles Select

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2
Annual fee: $0

  • 1.5X miles

    on every purchase, with no restrictions or blackout dates

    5X miles

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    16.74% - 22.74% variable APR


No foreign transaction fees

Make purchases outside of the U.S. with zero transaction fees.

Accounts Payable 

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

Software integrations

Simplify your financial management process with software integrations that connect directly with your account.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


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Build credit & no annual fee

Spark 1% Classic

Earn unlimited cash rewards while building your credit.
Annual fee: $0

  • 1% cash back

    on every purchase, with no minimums or expiration dates

    5% cash back

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    28.99% variable APR


$0 Fraud liability

If your card—or an employee card—is lost or stolen, you’ll be covered with $0 fraud liability for unauthorized charges. 4

Payment flexibility

Pick your own monthly due date, giving your business the control to pay when you want.

Year-end summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


Benefits you’ll enjoy with all our business cards

Automatic Payments

Set up AutoPay so you don’t have to worry about signing into your account every month.
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$0 Fraud Liability

If your card is lost or stolen, you can get an emergency replacement card and a cash advance.

Year-End Summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Free Employee Cards

Track employee spending in real time on our mobile app while earning all the rewards from their free employee cards.

Purchase Records

Securely download your records into formats including Quicken®, QuickBooks® and Excel®.

Virtual Card Numbers

Make safer payments online without exposing your actual card number with merchants.