Business credit cards
Excellent Fair
- Cash back
- Travel rewards
- No annual fee
- Charge card
- Welcome offer
3 years of best-in-class travel rewards
Venture X Business
Limited-time card offer: Earn up to $4,300 in travel value in your first 4 months—$1,300 to use on Capital One Business Travel + 300,000 bonus miles.1
- Everyday RewardsUnlimited 2X miles on every purchase, with no restrictions or blackout dates
- Capital One Travel RewardsUnlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Business Travel
- Annual Fee$395
- Payment TermsPay in full or carry a portion of your balance, subject to a variable APR of 25.99%.3
BIG PURCHASES. BIG Cash REWARDS.
Spark 2% Cash Plus
Earn $4,000 or more in bonuses when you spend $500K in the first year.1
- Everyday RewardsUnlimited 2% cash back on every purchase, with no minimums or expiration date
- Capital One Travel RewardsUnlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Annual Fee$150—spend $150,000 annually and we’ll refund this fee every year
- Payment TermsPay in full or carry a portion of your balance, subject to a variable APR of 25.99%.3
Travel Rewards & Low Annual Fee
Venture Business
- Everyday RewardsUnlimited 2X miles on every purchase, with no restrictions or blackout dates
- Capital One Travel RewardsUnlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Annual Fee$95
- Purchase Rate24.74% variable APR
Cash rewards & LOW annual fee
Spark 2% Cash
Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.1
- Everyday RewardsUnlimited 2% cash back on every purchase, with no minimums or expiration date
- Capital One Travel RewardsUnlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Annual Fee$0 intro for the first year, $95 after that
- Purchase Rate24.74% variable APR
Travel Rewards & No Annual Fee
VentureOne Business
- Everyday RewardsUnlimited 1.5X miles on every purchase, with no restrictions or blackout dates
- Capital One Travel RewardsUnlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Annual Fee$0
- Purchase Rate16.99% - 22.99% variable APR
Cash Rewards & No Annual Fee
Spark 1.5% Cash Select
Earn a $750 cash bonus when you spend $6,000 in the first 3 months.1
0% intro APR for the first 9 months.
- Everyday RewardsUnlimited 1.5% cash back on every purchase, with no minimums or expiration date
- Capital One Travel RewardsUnlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Annual Fee$0
- Purchase Rate0% intro APR for 9 months; 16.99% - 26.99% variable APR after that
Build credit & no annual fee
- Everyday RewardsUnlimited 1% cash back on every purchase, with no minimums or expiration date
- Travel RewardsUnlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Annual Fee$0
- Purchase Rate29.24% variable APR
Automatic Payments
$0 Fraud Liability
Year-End Summaries
Free Employee Cards
Purchase Records
Virtual Card Numbers
Dedicated guidance for eligible businesses
Your business may be eligible to work with a dedicated Relationship Manager who can guide you to the best card for your business and help you maximize your spend so you can earn more rewards.
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The bonuses are available by starting the application process from this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders.
Venture X Business Limited Time Offer: Earn up to 300,000 bonus miles and a $1,000 Capital One Business Travel Credit. Spend $40,000 in the first four months and earn 150,000 miles. Spend $120,000 in the first four months and earn an additional 150,000 bonus miles as well as a $1,000 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel. This credit will be applied to your Capital One Business Travel balance within two billing cycles and can be applied to purchases at checkout. This credit expires 16 months after account opening.
Annually, eligible Venture X Business primary account holders will also receive a $300 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel. Each annual travel credit will expire on the day before the next account open date anniversary at 11:59 p.m. ET. The annual travel credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The annual travel credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the travel credits. If the purchase using the travel credits is canceled, the travel credits will be restored if they are not expired. Expired travel credits will not be restored upon cancellation. A Venture X Business card account must be open and in good standing to receive or use the travel credits.
Spark Cash Plus Welcome Bonus: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.
Spark Cash Plus Additional Bonuses: Earn a $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times during your first year as cardholder.
Venture Business Welcome Bonus: Earn 100,000 bonus miles when you spend $10,000 in the first 3 months.
VentureOne Business Welcome Bonus: Earn 50,000 miles when you spend $4,500 in the first 3 months.
Spark Cash Welcome Bonus: Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.
Spark Cash Select Welcome Bonus: Earn a $750 cash bonus when you spend $6,000 in the first 3 months. - 2
Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
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Pay at least the minimum payment amount by your payment due date, otherwise you’ll be charged a 2.99% late fee.