Pre-approval for Capital One Business Credit Cards

See what cards you qualify for with no impact to your personal credit score

See if I’m pre-approved
Rates & fees

Let's get started. We'll check your eligibility for our business cards.

Select up to two benefits important to your business.
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We’ll check your eligibility for the cards listed below.

Cards you’re offered in pre-approval may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

Spark 2% Cash Plus
  • Minimum Payment: Your card is designed to be paid in full every month to maximize purchasing power and to avoid interest and fees.
  • Transfer Fee: 
  • Balance transfers are not available on Spark Cash Plus
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $150 annually
Spark 2% Cash
  • Purchase APR: 
  • 24.49% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Cash
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 after that
Spark 1.5% Cash Select
  • Purchase &
  • Transfer APR: 
  • 16.74% - 22.74% variable APR
  • Cash Advance APR: 30.49% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Cash Select
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark Classic
  • Purchase &
  • Transfer APR: 
  • 28.99% variable APR
  • Cash Advance APR: 28.99% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Classic
  • Cash Advance Fee: 
  • Either $5 or 5% of the amount of each cash advance, whichever is greater
Venture X Business
  • Minimum Payment: Your card is designed to be paid in full every month to maximize purchasing power and to avoid interest and fees.
  • Transfer Fee: 
  • Balance transfers are not available on Venture X Business
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $395 annually
Venture Business
  • Purchase &
  • Transfer APR: 
  • 24.49% variable APR
  • Cash Advance APR: 30.49% variable APR
  • Transfer Fee: Balance transfers are not available on Venture Business
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $95 annual fee
VentureOne Business
  • Purchase &
  • Transfer APR: 
  • 16.74% - 22.74% variable APR
  • Cash Advance APR: 30.49% variable APR
  • Transfer Fee: Balance transfers are not available on VentureOne Business
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  1. 1

    This one-time bonus is available by clicking the "See if I'm pre-approved" or "Apply now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

  2. 2

    You will receive a statement credit of $150 each year when you spend at least $150,000 in net purchases by your membership anniversary date. You will see the statement credit within 2 billing cycles following your rewards membership anniversary date. Please note that statement credits lower your balance but do not count as payments. You must continue to make any required payments.

  3. 3

    Pay at least the minimum payment amount by your payment due date, otherwise you’ll be charged a 2.99% late fee.