Pre-approval for Capital One Business Credit Cards

See what cards you qualify for with no impact to your personal credit score

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Rates & fees

We’ll check if you’re pre-approved for our business cards

Venture X Business product image

Venture X Business

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OFFERS & BONUSES
150,000 bonus miles when you spend $30K in the first 3 months 1
EVERYDAY REWARDS
Unlimited 2X miles on every purchase, with no restrictions or blackout dates
ANNUAL FEE
$395
PURCHASE RATE
No APR since your balance is due in full every month 3
CAPITAL ONE TRAVEL REWARDS
Unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
Spark 2% Cash Plus product image

Spark 2% Cash Plus

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OFFERS & BONUSES
$4,000 or more in bonuses—$2,000 cash bonus when you spend $30K in the first 3 months, and $2,000 for every $500K spent in the first 12 months 1
EVERYDAY REWARDS
Unlimited 2% cash back on every purchase, with no minimums or expiration date
ANNUAL FEE
$150—spend $150,000 annually and we’ll refund this fee every year. 2
PURCHASE RATE
No APR since your balance is due in full every month 3
CAPITAL ONE TRAVEL REWARDS
Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
Spark 2% Cash product image

Spark 2% Cash

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OFFERS & BONUSES
$1,000 welcome bonus when you spend $10,000 in the first 3 months. 1
EVERYDAY REWARDS
Unlimited 2% cash back on every purchase, with no minimums or expiration date
ANNUAL FEE
$0 intro for the first year, $95 after that
PURCHASE RATE
24.49% variable APR
CAPITAL ONE TRAVEL REWARDS
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Spark 2X Miles product image

Spark 2X Miles

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OFFERS & BONUSES
50,000 bonus miles when you spend $4,500 in the first 3 months 1
EVERYDAY REWARDS
Unlimited 2X miles on every purchase, with no restrictions or blackout dates
ANNUAL FEE
$0 intro for the first year, $95 after that
PURCHASE RATE
24.49% variable APR
CAPITAL ONE TRAVEL REWARDS
Unlimited 5X miles on hotels and rental cars booked through Capital One Business Travel
Spark 1.5% Cash Select product image

Spark 1.5% Cash Select

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OFFERS & BONUSES
$750 welcome bonus when you spend $6,000 in the first 3 months 1
EVERYDAY REWARDS
Unlimited 1.5% cash back on every purchase, with no minimums or expiration date
ANNUAL FEE
$0
PURCHASE RATE
16.74% - 22.74% variable APR
CAPITAL ONE TRAVEL REWARDS
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Spark 1.5X Miles Select product image

Spark 1.5X Miles Select

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OFFERS & BONUSES
50,000 bonus miles when you spend $4,500 in the first 3 months 1
EVERYDAY REWARDS
Unlimited 1.5X miles on every purchase, with no restrictions or blackout dates
ANNUAL FEE
$0
PURCHASE RATE
16.74% - 22.74% variable APR
CAPITAL ONE TRAVEL REWARDS
Unlimited 5X miles on hotels and rental cars booked through Capital One Business Travel
Spark 1% Classic product image

Spark 1% Classic

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OFFERS & BONUSES
None
EVERYDAY REWARDS
Unlimited 1% cash back on every purchase, with no minimums or expiration date
ANNUAL FEE
$0
PURCHASE RATE
28.99% variable APR
CAPITAL ONE TRAVEL REWARDS
Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

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Select up to two benefits important to your business.
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We’ll check your eligibility for the cards listed below.

Cards you’re offered in pre-approval may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

Spark 2% Cash Plus
  • Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
  • Transfer Fee: 
  • Balance transfers are not available on Spark Cash Plus
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $150 annually
Spark 2% Cash
  • Purchase APR: 
  • 24.49% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Cash
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 after that
Spark 1.5% Cash Select
  • Purchase &
  • Transfer APR: 
  • 16.74% - 22.74% variable APR
  • Cash Advance APR: 30.49% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Cash Select
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark Classic
  • Purchase &
  • Transfer APR: 
  • 28.99% variable APR
  • Cash Advance APR: 28.99% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Classic
  • Cash Advance Fee: 
  • Either $5 or 5% of the amount of each cash advance, whichever is greater
Venture X Business
  • Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
  • Transfer Fee: 
  • Balance transfers are not available on Venture X Business
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $395 annually
Spark 2X Miles
  • Purchase &
  • Transfer APR: 
  • 24.49% variable APR
  • Cash Advance APR: 30.49% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Miles
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 after that
Spark 1.5X Miles Select
  • Purchase &
  • Transfer APR: 
  • 16.74% - 22.74% variable APR
  • Cash Advance APR: 30.49% variable APR
  • Transfer Fee: Balance transfers are not available on Spark Miles Select
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  1. 1

    This one-time bonus is available by clicking the "See if I'm Pre-Approved" or "Apply Now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

  2. 2

    You will receive a statement credit of $150 each year when you spend at least $150,000 in net purchases by your membership anniversary date. You will see the statement credit within 2 billing cycles following your rewards membership anniversary date. Please note that statement credits lower your balance but do not count as payments. You must continue to make any required payments.

  3. 3

    Your balance is due in full every month which means there is no APR. If you don’t pay off the balance in full, you will be charged a late fee of 2.99% on your outstanding statement balance and your account will be considered past due until we receive your payment in full.

  4. 4

    Rewards and benefits may vary between Capital One Travel and Capital One Business Travel. See website for more details.