Earn a $500 Capital One Business Travel credit
Limited-Time Offer:
Spark Cash Plus
2% on every purchase
Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.
$4,000+ in bonuses
Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Earn an additional $2,000 bonus for every $500,000 spent in the first year. 1
$500
travel credit
For a limited time, earn a $500 Capital One Business Travel credit when you spend $30,000 in 3 months. 2
Rewards your way
Get cash back rewards for any amount at any time with no expiration date for the life of the account. 3
TRAVEL REWARDS
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel.
BUSINESS-GRADE CAPABILITIES
Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.
CARD TERMS
Payment Terms
Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed.
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Flexible spend capacity
This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile.
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Annual fee refund
Get your $150 annual fee refunded every year you spend at least $150,000.
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BENEFITS OF SPARK 2% CASH PLUS
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual card numbers
Make safer payments online without exposing your actual card number with merchants.
Dedicated guidance for eligible businesses
Your business may be eligible to work with a dedicated Relationship Manager who can guide you to the best card for your business and help you maximize your spend so you can earn more rewards.
More Business Cards
Spark 2% Cash
Unlimited 2% cash back with a low annual fee.
Venture X Business
Unlimited 2X miles on every purchase with spend capacity that adapts to your business.
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The bonuses are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders. These spend bonuses may be earned independently, meaning you may earn one or both.
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Spark Cash Plus Welcome Bonus: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.
Spark Cash Plus Additional Bonuses: Earn a $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times during your first year as cardholder.
Spark Cash Plus Limited-Time Offer: Earn a one-time $500 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel when you spend $30,000 in the first 3 months of account opening. The Credit will be applied to your Capital One Business Travel balance within two billing cycles and expires 15 months after account opening. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation of the purchase by the customer. Your Spark Cash Plus account must be open and in good standing to receive and use the Credit. - 3
Your Spark Cash Plus card account must be open and in good standing at the time of rewards redemption. Your cash rewards are yours for the life of the account—they won't expire. But if your account is closed, you may lose any rewards you have not redeemed.
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Pay at least the minimum payment amount by your payment due date, otherwise you’ll be charged a 2.99% late fee.
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No preset spending limit does not mean unlimited spending. The amount you can spend can change over time based on your spending behavior, payment history, credit profile and other factors.
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You will receive a statement credit of $150 each year when you spend at least $150,000 in net purchases by your membership anniversary date. You will see the statement credit within 2 billing cycles following your rewards membership anniversary date. Please note that statement credits lower your balance but do not count as payments. You must continue to make any required payments.
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The actual amount of cash back you earn will depend on your purchase activity.