9 ways Capital One Business cards enhance travel

Business travel should be an exciting part of being an entrepreneur, but the logistics of booking flights and navigating hectic airports can make it feel like a chore instead of a perk. That’s where Capital One Business cards can enhance your travel experiences by offering rewards on purchases, expense management tools and travel-related benefits that support your business on the go. 

This can make it easier to focus on building client and employee relationships, fostering professional growth and pursuing business opportunities that might not otherwise be possible in a remote setting. So when you have to venture from your typical workspace, a Capital One Business card can help you stay organized, productive and connected to your team.

Keep reading to learn more about the ways Capital One Business cards can support your travels and help take your company where you want it to go.  

What you’ll learn:

• Capital One Business credit cards offer benefits that can take your travel experiences to the next level.     
• Eligible business cards offer unlimited rewards on everyday company spending, access to Capital One Business Travel, travel protection benefits and airport lounge access.     
• Some Capital One Business cards also offer annual travel credits, Hertz status upgrades and statement credits that can be used to offset the cost of TSA PreCheck® or Global Entry.   

With Capital One Business cards, you can earn unlimited rewards on everyday spending in the form of miles or cash back—without restrictions, minimum spend requirements or expiration dates. 

Here’s how rewards compare with Capital One Business cards:

• Venture X Business: 2X miles on every purchase

• Venture Business: 2X miles on every purchase

• VentureOne Business: 1.5X miles on every purchase

• Spark Cash Plus: 2% cash back on every purchase

• Spark Cash: 2% cash back on every purchase

• Spark Cash Select: 1.5% cash back on every purchase

• Spark Classic: 1% cash back on every purchase

Capital One Business cardholders have complimentary access to Capital One Business Travel, an all-in-one solution to book and manage travel for your business.

Some benefits of Capital One Business Travel include:

When you book through Capital One Business Travel, you can earn additional cash back or miles to reward you for the way you travel. These rewards can vary, depending on the type of business card you have.

• Venture X Business: Unlimited 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals

• Venture Business and VentureOne Business: Unlimited 5X miles on hotels, vacation rentals and rental cars

• Spark Cash Plus, Spark Cash, Spark Cash Select and Spark Classic: Unlimited 5% cash back on hotels, vacation rentals and rental cars

Some Capital One Business miles cards offer annual travel credits that you can use for travel-related purchases each year. The credit can be applied toward eligible purchases at checkout, whether made in a single transaction or across multiple purchases.

• Venture X Business: $300 annual travel credit for all bookings made through Capital One Business Travel

• Venture Business: $50 annual travel credit for bookings made through Capital One Business Travel

Elevate your accommodations with access to hotels and vacation rentals from the Premier Collection or Lifestyle Collection. These properties offer premium benefits, like complimentary daily breakfast for two at hotels, room upgrades, early check-in and late checkout when available.

The Premier Collection is a handpicked selection of premium hotels, resorts and vacation rentals in sought-after global destinations, available to Venture X Business cardholders. Each Premier Collection stay comes with a $100 experience credit to use toward things like dining, hotel spa services or other activities unique to each stay.

Venture X Business and Venture Business cardholders can access the Lifestyle Collection, a curated selection of hotels and vacation rentals in vibrant locations that offer premium benefits, including a $50 experience credit to use during their trip.

Set a price alert and Capital One will watch your flight 24/7 to notify you when prices drop—helping you save an average of 15% on airfare.

Capital One Business Travel includes add-on features for travelers to gain more flexibility and manage flight disruptions. For a fee, you can add flight disruption assistance to select flights. If your flight is canceled or delayed, or you experience a missed connection, flight disruption assistance gives you the option to easily rebook on any airline at no additional cost. Or you can choose a refund and keep your flight if you’re not satisfied with the rebooking options available.

You can control business travel—for yourself and your employees—in one place, helping you stay organized and informed. As a primary cardholder, you can:

• Customize travel policies by setting maximum prices and fare classes for your employees

• Assign admins to oversee and manage bookings while earning rewards on every purchase

• Automatically upload travel receipts and track spending from one dashboard after enrolling in expense management

Browse over 200 airlines and 1 million hotels to find the best options for your company.

With 24/7 white-glove service, you’ll have access to live agents whenever you need assistance.

Eligible Capital One Business cards come with travel protection benefits that can help provide coverage while you’re away. Benefits vary depending on the card, as they’re typically determined by the card network. 

Here are some travel protection benefits your Capital One Business card may include:

• Trip delay insurance: If your trip is delayed due to a covered event, you could be reimbursed for expenses like meals or accommodations. 

• Trip cancellation/interruption insurance: If your trip is canceled or cut short due to a covered event, you could be reimbursed for nonrefundable expenses you may have already paid to the common carrier.

• Baggage delay insurance: If your baggage is delayed during your trip, you could be reimbursed for essential purchases you make while you’re waiting for your luggage to arrive.

• Lost luggage insurance: If your baggage can’t be located or is stolen, you could be reimbursed for its value and contents.

• Travel accident insurance: If accidental death or dismemberment occurs while traveling on a common carrier, benefits could be provided.

• Rental car insurance: Through the Auto Rental Collision Damage Waiver or MasterRental Coverage, you may be protected against rental car damage, with coverage that may be primary or secondary.

The exact benefits, terms and conditions, and coverage amounts can vary, depending on your card. And you may need to contact the benefit administrator—instead of Capital One—to receive coverage. To determine which benefits apply to your specific card, you can check the cardholder benefits guide.

With eligible Capital One Business cards, you can enrich your journey with airport lounge access—where you’ll find a space designed for comfort and convenience before or between flights. Capital One Lounges are modern oases where you can relax and recharge with amenities that may include private workspaces, fitness rooms and chef-inspired food featuring regional flavors and curated cocktails. 

• Venture X Business cardholders: As a primary cardholder, you can enjoy complimentary access to Capital One Lounges and Capital One Landings. You can purchase access for up to four additional cardholders for an annual fee of $125 per cardholder. Cardholders on accounts where at least $75,000 is spent across the account annually can bring two complimentary guests to Capital One Lounges per visit and one complimentary guest to Capital One Landings per visit.

• Venture Business: Primary cardholders, authorized users and authorized managers can purchase discounted passes to Capital One Lounge and Landing locations for themselves and each guest for $45 per visit per guest over the age of 18. Passes for guests ages 17 and under can be purchased for $25, and children under 2 can enter for free.

• Other visitors: Any other traveler—including non-cardholders—can purchase Capital One Lounge and Landing passes at the standard rate of $90 per visit per guest at select locations. 

Venture X Business cardholders also have access to 1,300+ participating Priority Pass lounges worldwide. Most Priority Pass lounges include free WiFi, charging stations and conference rooms for business meetings. You can also enjoy complimentary refreshments.

Capital One Business cards do not charge foreign transaction fees, which are surcharges—typically 1% to 3%—added to credit card purchases made outside the U.S. This means you can keep more in your business’s wallet, as foreign transaction fees can add up quickly when you’re making multiple company purchases abroad. 

Venture X Business and Venture Business offer a statement credit of up to $120 that can be used to offset the fee for either TSA PreCheck® or Global Entry. You will be eligible for a credit after your application fee has been charged to your account, and you can redeem once every four years.

One way to redeem the miles you’ve earned from business spending is to transfer them to select Capital One transfer partners or hotel loyalty programs, where they can be used for flights, hotel stays and other travel rewards. With over 15 transfer partners to choose from, you’re likely to find an option that helps you make the most of your miles.

Eligible Capital One Business cardholders can get status upgrades through Hertz. Upgraded Hertz statuses provide access to more rental vehicle options, member-only rates, the ability to skip the counter and additional points that can be used toward future rentals. 

Venture X Business cardholders are eligible for Hertz President’s Circle® status, which offers guaranteed vehicle upgrades, 1.5 points for every dollar spent, access to the largest selection of premium vehicles and a dedicated customer service line.

Venture Business and VentureOne Business cardholders are eligible for Hertz Five Star® status, which offers free vehicle upgrades when available, 1.25 points for every dollar spent and access to a wider selection of premium vehicles.

Eligible Capital One Business cardholders receive a $75 discount every time they book airport meet-and-greet services with Airport Butler. You’ll receive dedicated airport assistance exactly when you need it throughout your journey. Your personal Airport Butler concierge can greet you curbside or at your gate, help you navigate the busy terminal and stay by your side until departure.

Capital One Business cards can reward you for the way you travel while offering premium benefits to elevate your trips. And with features like price alerts and seamless management capabilities when you book through Capital One Business Travel, you can make more informed decisions and manage your bookings all in one place.

If you’re looking for a card that can power your company, offer unlimited rewards and improve your travel experiences, consider card options from Capital One Business and get pre-approved today—with no impact to your personal credit score.