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Open the Capital One Bank free checking account that provides automatic savings
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Open a Capital One Bank checking account that offers cash back, travel, and merchandise rewards
Slide to see how much you could save with SmartCentsSM checking in just one year.![]()
Every time you make a debit card purchase or pay a bill online, 50¢ of your money is transferred from your checking to your savings.
Customer will accrue a matching contribution for every debit card purchase, and for every electronic bill payment transaction via Online Bill Pay and recurring pre-authorized payment (up to 10 bill payment transactions per month).
Bonuses are for new to bank checking customers only. New to bank checking customers receive a 100% match on all eligible automatic SmartCents transfers made within the first 3 months, then 5% thereafter.

Free checking that helps you automatically save. Build your savings just by going about your usual banking.
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