Secure Online Banking

Padlock icon representing secure account management
Forgot UserID or Password?
Log into your Capital One Account
Find a Branch / ATM Advanced Search

Free Checking with SmartCentsSM

Open the Capital One Bank free checking account that provides automatic savings

Credit Cards

Check out the Capital One credit cards that others are choosing

Rewards Checking

Open a Capital One Bank checking account that offers cash back, travel, and merchandise rewards

Save with SmartCentsSM Checking

Slide to see how much you could save with SmartCentsSM checking in just one year.Tooltip icon

Every time you make a debit card purchase or pay a bill online, 50¢ of your money is transferred from your checking to your savings.

Customer will accrue a matching contribution for every debit card purchase, and for every electronic bill payment transaction via Online Bill Pay and recurring pre-authorized payment (up to 10 bill payment transactions per month).

Bonuses are for new to bank checking customers only. New to bank checking customers receive a 100% match on all eligible automatic SmartCents transfers made within the first 3 months, then 5% thereafter.

Image of couple on their wedding day

Free checking that helps you automatically save. Build your savings just by going about your usual banking.

Link to learn more about the Capital One Bank free checking account with automatic savings
Link to learn more about the Capital One Bank free checking account with automatic savings
Please enter your five-digit ZIP Code

We ask for your ZIP Code as product offerings and features may differ among geographic locations. You may change your ZIP Code at any time.