Savor Rewards for Students

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.

Savor Rewards for Students

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.


MAXIMIZE YOUR CASH BACK

Slide the bars to reveal your earning potential 2
Grocery Stores & Dining
3% cash back
Monthly Spending
$200
Entertainment & Popular Streaming Services
3% cash back
$100
All Other Purchases
1% cash back
$200
You could earn $132 per year with Savor Student.

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    4%
  • 1 Star
    3%
4.5
based on 714 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 714 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    4%
  • 1 Star
    3%
Yes, I recommend this product

Very navigable and great customer service

Ange4041 - 1 days ago

When I got my credit card stolen, the customer service was very friendly and was able to get me my money back quickly. Also when navigating the app everything is exactly where you think it will be, making it very straigh...

Yes, I recommend this product
Yes, I recommend this product

Great Cash Back Categories

D_PP - 1 days ago

Overall I love this card. Use it for most of my spending. The one thing that I value that the savor is on the Mastercard network. No foreign transaction fees. I hope that Capital One keeps the savor on the Mastercard Net...

Yes, I recommend this product
Yes, I recommend this product

Good credit card

Roxboogie - 2 days ago

Love the cashback and that you can use the cashback for other things.

Yes, I recommend this product

Meh it's ok

null - July 2, 2026

The card is fine, but the interest is extremely high at 36%, and the maximum spending limit is tiny about $300. It works for me as I'm deathly afraid of credit card debt but would be nice to have more spending limits and...

Yes, I recommend this product

Love it.

lawatt67 - June 28, 2026

This was my first credit card, and I’m thoroughly impressed. The cash back has been nice to put toward purchases, and the app is user-friendly. I haven’t had any problems at all.

Yes, I recommend this product
Yes, I recommend this product

Great Card if a little static

kk5dire - June 27, 2026

I believe the Savor® card is a decent card for me. The 3% cash back categories often fit the things I need, and the flat 1% cash back on everything else is a nice boost for anything not fitting into the categories. I do ...

Yes, I recommend this product
Yes, I recommend this product

Poor customer service

Mario19 - June 27, 2026

I can't log in to it on my app... called customer service they couldn't fix it. I'm frustrated 😠

Yes, I recommend this product
Yes, I recommend this product

The Starter

meowmeow271 - June 27, 2026

This is a great starter card and I would recommend it to anyone. My 3 star rating comes from the stinginess of capitol one when it comes to their limits.

Yes, I recommend this product
Yes, I recommend this product

starter card

briazen - June 27, 2026

good starter card to build credit. wish they gave better line increases

Yes, I recommend this product
Yes, I recommend this product

Savor card user

Nevie - June 27, 2026

I think the Savor card is a great card to use. With this card I’m able to use it anywhere but most of all I have gotten great Cashback deals and bonuses. My credit score has increased tremendously within 2 to 6 months I...

Yes, I recommend this product