Savor Rewards for Students

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.

Capital One Savor credit card art

Savor Rewards for Students

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.


MAXIMIZE YOUR CASH BACK

Slide the bars to reveal your earning potential 3
Grocery Stores & Dining
3% cash back
Monthly Spending
$200
Entertainment & Popular Streaming Services
3% cash back
$100
All Other Purchases
1% cash back
$200
You could earn $132 per year with Savor Student.

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 726 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 726 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

Good starter card for a student

rvbqn - 4 days ago

I feel like it’s a good fit for me because it’s simple to use, and to manage. I’ve slowly been building my credit and utilizing a low percentage of my max balance to speed that up, as well as paying on time. I like the c...

Yes, I recommend this product
Yes, I recommend this product

Limit

Jeronimo07 - 4 days ago

I really appreciate that even though I didn’t have a credit score as this was my first card, you guys gave me a $2000 limit that has helped me a lot as a student and that no other bank gave me an even close amount.

Yes, I recommend this product
Yes, I recommend this product

Easy to use and easy to understand

MeloisaG - 4 days ago

My capital one is very easy to use and I order through their rewards portable whenever I need to buy something from the shops listed. Using that link does get me money back especially from chewy

Yes, I recommend this product
Yes, I recommend this product

Great features

Esmeralda2358 - 4 days ago

Thanks for the opportunity of giving me this credit to build up my credit score.

Yes, I recommend this product
Yes, I recommend this product

Versatile and gives back (especially for foodies)

LURE - 4 days ago

This card has worked wonderfully for me as my first credit card. I've used it responsibly and done all my payments on time. Its cashback for dining is great as well considering I love to eat. It's probably the perfect...

Yes, I recommend this product

High interest rate, no repayment plan

Student 101 - August 30, 2026

I’ve been struggling to keep up with my repayment of my credit card, the interest rate is so high, it swoops in a takes 50% of the money I just paid back to them. And even their payment due is really high for me right no...

Yes, I recommend this product

Mrs. LLJ

7723 - August 28, 2026

Very convenient card when in time of need. I can recommend the card.

Yes, I recommend this product
Yes, I recommend this product

Handy

Lann89 - August 27, 2026

Great for my needs. I love the cash back feature. CapitolOne has a great user interface.

Yes, I recommend this product
Yes, I recommend this product

Excellent Card

Kittkit - August 27, 2026

I absolutely enjoy my rewards card. There are stores I like to shop at and always receive cash back. I’d recommend this card.

Yes, I recommend this product

Wondering why

Poohbearsully1972 - July 31, 2026

Id like to know why u returned my payment then charged my 25 late fee when I paid 40.00 on my bill. I dont understand why?