Platinum Mastercard® from Capital One

Get the credit you need with the #1 Credit Card for Customer Satisfaction – No Annual Fees or Rewards by J.D. Power. 1

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

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Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 9546 reviews
91 %
of reviewers recommend Platinum Mastercard®
4.5
based on 9546 reviews
91 %
of reviewers recommend Platinum Mastercard®
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

Nothing burger

Ronn Chambara - 7 days ago

Platinum card is probably the most basic card Ive seen, no points or benefits or bonuses. Biggest pro is not needing a credit history.

Yes, I recommend this product
Yes, I recommend this product

Mid credit card

LTC6 - 7 days ago

Had card for well over five years and NEVER got a credit limit increase. All my other credit cards were given a credit limit increase but never capital one. My Amex card is way better (more cash back and features) credi...

Yes, I recommend this product
Yes, I recommend this product

Excellent Rate

Marcy23 - 7 days ago

My Capital One card is a great fit for me because of the generous credit limit and excellent interest rate

Yes, I recommend this product
Yes, I recommend this product

No problems

Mahmaw - 7 days ago

I've had no problems with this account. I recommend this one to anyone needing to start or improve their credit ratings.

Yes, I recommend this product
Yes, I recommend this product

Great Rewards

LiaB - 7 days ago

My card is awesome! I really love the rewards they give and the savings!

Yes, I recommend this product
Yes, I recommend this product

Great card

Jess92 - January 27, 2026

It’s a great card to have. No yearly fee or anything like that to worry about. Easy to use the app and control everything.

Yes, I recommend this product
Yes, I recommend this product

Easy access and excellent customer service

bigo195507 - January 27, 2026

I could see a larger amount added to my card if all possible

Yes, I recommend this product
Yes, I recommend this product

Outstanding service

Cfloyd - January 27, 2026

I’m retired and having this card gives me a lot of flexibility.

Yes, I recommend this product

Poor credit limit

Me1971 - January 27, 2026

I have had the card over 3 years never missed a payment said my credit limit will go up and it hasnt wouldn't recommend this card

Yes, I recommend this product

Ease of use

CleverGurl63 - December 27, 2025

I pay most of my household bills with my credit card, & paying it off each month. It's building my credit up. I'm also hoping to get a reduction in my interest rate.

Yes, I recommend this product