Commercial Dealer Services

Drive Your Business Forward with Our Dealer-Focused Commercial Banking Solutions

With a combined product offering of commercial and retail products, Capital One ^® is a comprehensive solution provider for your financing needs. We have over 25 years of experience in the automotive industry.

Capital One couples top 10 U.S. bank capabilities with a small bank feel. Our dedicated team of Commercial Dealer Services experts can help you grow your business, speed up access to funds, and gain more control over working capital - all with the service you expect from your bank partner.

Who We Serve

We serve the needs of new franchised automobile dealers nationwide and focus on dealers with floorplan needs of $5 million -$100 million+.

Financing Options

We offer flexible credit structures to meet your unique needs.

• Floorplan Financing:
  • Floorplan monitoring and tracking software that provides 24/7 real-time access to details
  • Floorplan sweep account that takes advantage of your cash balances by offsetting interest expense while maintaining readily accessible liquidity
• Dealership Acquisition and Partner Buyout Financing
• Real Estate Financing

We also offer indirect auto financing through Capital One Auto Finance. To learn more about our indirect loan products, call 888-396-2623.

Additional Banking Solutions

We can work closely with you to build an overall banking, cash flow, expense and risk management strategy to meet your long-term needs.

• Treasury Management and Corporate Card solutions to make the most of your working capital and enhance operational efficiency
• Capital Markets solutions to structure financing and hedging solutions through Public Finance, Derivatives, Foreign Exchange and Loan Syndications

Our dedicated team of Commercial Dealer Services experts combines the strength and reach of a top 10 U.S. Bank with local presence and service.

Jeff Edge serves as Senior Vice President and Regional Sales Manager for Capital One Commercial Dealer Services Group, where he is responsible for the western half of the United States. Jeff has 30 years of dealer financial services experience. Prior to joining Capital One in 2012, Jeff spent 17 years as District Manager for Chase Auto Finance Commercial Dealer Services. Jeff has experience in all phases of commercial lending to the automobile industry specializing in floorplan lending, mortgages, acquisition financing and treasury management products. Jeff holds a Bachelor of Business Administration in Finance from the University of Oklahoma.

Wade Carwile serves as Senior Vice President and Regional Sales Manager for Capital One Commercial Dealer Services Group. Wade has over 20 years of auto dealer experience and has worked in all aspects in the Dealer Services Group, from operations to underwriting to relationship management. In addition to his work at Capital One, Wade spent 6 years as the CFO of several automobile dealership groups in the Baton Rouge area. Having worked on both sides of the automobile business gives Wade a unique perspective, allowing him to structure deals in a way that benefit both parties. Wade has experience in all phases of commercial lending to the automobile industry specializing in floorplan lending, mortgages, acquisition financing and treasury management products. Wade holds a Bachelor of Finance from Louisiana State University.

Brian Farley serves as Senior Vice President and Northeast Regional Sales Manager for Capital One Commercial Dealer Services Group in Melville, NY where he is responsible for covering New York, Connecticut, Rhode Island and Massachusetts. Brian has over 20 years of experience in the industry, most recently as Division Manager at JPMorgan Chase. Brian has experience in floorplan, mortgage, term & acquisition financing as well as derivatives and the full suite of Treasury products and services. Brian holds a Bachelor of Science degree in Finance from St. John’s University.

Linda Grissinger serves as Vice President and Relationship Manager for Capital One Commercial Dealer Services Group based in Baton Rouge, Louisiana where she is responsible for the West Region covering California, Oregon, Washington, Idaho, Utah, Nevada and Arizona. Linda has over 30 years of dealer financial services experience – 14 of which have been with Capital One. She has experience in all phases of both retail and commercial lending to the automotive industry. Linda graduated summa cum laude with a Bachelor of Science degree from Shippensburg University, Pennsylvania.