Earn $200
As a one-time bonus once you spend $500 within 3 months of account opening. 2
$0 annual fee
Plus, there are no foreign transaction fees on purchases made outside of the United States.
Low intro APR
0% intro APR for 12 months on purchases and balance transfers; 18.49% - 28.49% variable APR after that; Balance transfer fee applies. See pricing and terms for details.
Earn 5% cash back
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.
Earn 3% cash back
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services. 1
Earn 1% cash back
Earn unlimited 1% cash back on all other purchases and rewards don’t expire for the life of the account.
Enjoy these benefits with Savor
Access Capital One Travel
Elevate every trip with special travel features
Book confidently with
free price drop protection
free price drop protection
If you book your flight when we recommend and the price drops within 10 days, you’ll get up to $50 in travel credit for the difference.
If you find a better price,
we’ll match it
we’ll match it
Let us know within 24 hours of booking an eligible flight, hotel or rental car and we’ll give you a travel credit for the difference.
Make your plans more flexible
Add the option to cancel your flight up to 3 hours before your scheduled departure and get most of your booking cost refunded.
Know when to buy
and when to wait
and when to wait
Set a price alert and we’ll watch your flight 24/7 to notify you when prices drop.
Frequently Asked Questions
How does Capital One determine which purchases qualify for cash back?
Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.
Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.
Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.
What counts as a grocery store?
A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.
What counts as dining?
Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.
What counts as entertainment?
Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.
What counts as streaming?
Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.
- 1
The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®
- 2
This one-time bonus is available by clicking the "Apply Now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.
- 3
The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor card. The 8% excludes: tickets purchased through Capital One cardholder exclusive pre-sales; (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.
- 4
Some cardholder benefits are only available to the primary cardholder and not authorized users.
- 5
Services such as price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. See Capital One Travel Terms and Conditions for details.
- 6Eligible cardholders must enroll in the Hertz® Gold+™ status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X and Venture X Business cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle® status and Venture, VentureOne, Savor, Savor Student, Quicksilver, Quicksilver Student, Spark Miles and Spark Miles Select cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold+ enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz rental policies and Hertz Gold+ program terms apply.