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  • Capital One Home >
  • Auto Loans >
  • Auto Refinancing

Auto Refinance

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    Access Your Account

    Auto Loan Account - Login Auto Loan Application - Check Status
  • Overview
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Auto Refinancing is a Breeze

  • Apply online
    It's fast and free with a response in minutes
  • Save $500 per year on average1
  • Rates as low as 3.69% APR2*
  • It only takes 15 minutes to see what you could save
Get started auto refinancing

Take a tour of the Capital One refinancing auto loans process.

Calculate your estimated monthly payment

Use the sliders to see how much your monthly payment will be or see our other calculators.  

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Ready to refinance your auto loan?

Get started refinancing your auto loan Want to learn more about the process? Take a tour.

Ready to refinance your auto loan?

Get started refinancing your auto loan or take a tour.

Current rates for auto refinance

Capital One current auto refinance rates
Auto loan refinance term APR2 as low as
24 to 48 mos 3.69%
49 to 72 mos 4.19%

2Your actual car loan interest rate (APR) depends on your credit rating. View important disclosures.

 

Top Frequently Asked Questions

  • Is there an application fee?
  • What are your basic auto refinancing requirements?
  • What are the restrictions on refinancing?
Read our full car loan FAQ.

*View important disclosures. Your privacy is important to us. We do not spam. Read our privacy policy.

1

Yearly Payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a long term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.

2

APR
APR is the Annual Percentage Rate. Rates quoted are offered depending on the individual's excellent and substantial credit and key loan characteristics, including but not limited to amount, term, vehicle characteristics, and selecting the Automated Payment Option in the Billing Choice section of your loan application. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 60 months, would have a monthly payment of $400.76 with no down-payment required. Advertised rates are subject to change without notice.

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  • This site provides information about and access to financial services offered by the Capital One family of companies, including Capital One Bank (USA), N.A. and Capital One, N.A., members FDIC. © 2012 Capital One. Capital One is a federally registered service mark. All rights reserved. © 2012 Capital One

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    Capital One is a federally registered service mark. All rights reserved. Read additional disclosures .