Designed with students in mind
With built-in security features—and cash back rewards—the Savor Student card is like a trusty sidekick for their wallet.
Help them earn while they learn
The features tailored to students can help them earn rewards, work toward financial independence and build their credit with responsible use.
Spend and earn
They'll earn 3% cash back on everyday purchases like dining, entertainment, streaming services and grocery stores.
No hidden fees
No annual fees. No replacement card fees. No authorized user fees. Just the card they need with no unwanted surprises.
$0 fraud liability
If their card is lost or stolen, they won’t be responsible for unauthorized charges. 1
STUDENT REWARDS CARDS
Savor Rewards for Students
New Cardmember Offer
LIMITED-TIME OFFER:For a limited time, new cardmembers can earn an elevated $100 cash bonus once you spend $300 within the first 3 months from account opening
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Annual Fee
$0
Purchase Rate
18.49% - 28.49% variable APR
Transfer Info
18.49% - 28.49% variable APR; Balance transfer fee applies. See pricing and terms for details
BUILT-IN SAFEGUARDS
Digital features to help keep their account safe
Card lock
If their card is lost or stolen, they can lock it right from their phone—and then unlock it when it’s found again.
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Real-time alerts
They receive alerts when Capital One notices suspicious activity and can set up personalized reminders to stay on top of their account.
Virtual card numbers
They can pay for online purchases with virtual card numbers, and keep their actual card number safe.
Credit monitoring
With CreditWise® from Capital One, they can stay on top of their credit for free, and it won’t hurt their score.
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REWARDS
All the perks, without the catch
They'll enjoy 3% cash back on dinners out or study snacks with added security features like $0 fraud liability for unauthorized charges, card lock and security alerts. The best part? They get all of this with no hidden fees.
RESOURCES
Resources for Building & Rebuilding Credit
Explore some tips and tools you’ll need as you start to build or rebuild your credit.
College Students and Credit Cards
In search of a credit card for students? Here are some things to look for.
Talking with Teens About Money
When it comes to money, teens should learn to walk before they can fly. Help them learn some finance basics with these tips.
FREQUENTLY ASKED QUESTIONS
Can I apply on their behalf?
No. Prospective cardholders need to apply for themselves. You can share information about Capital One student cards with them and help them with the process, but they will need to apply on their own behalf.
Who has control over the account?
The cardholder has complete control over the account. You can add your dependent as an authorized user on your credit card account if you don’t think they’re ready for their own card.
Who do we consider a student?
A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.
How do I check my eligibility?
You can check your eligibility for card offers with no harm to your credit score. And you can check for offers even if you don’t have a credit score. 7
We’ll ask for some basic information, like your date of birth. Then, find out which cards you’ll be approved for and choose the best for you. All you need to do is review Terms and accept your card, knowing you’ll be approved.
Ready to check your eligibility? You can see results in as little as 90 seconds.
Don’t think they’re ready?
Add them as an authorized user on one of your Capital One credit cards and keep an eye on their spending.
Rate and fee information
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Claims of unauthorized use or for $0 Fraud Liability are subject to verification and investigation.
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Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services.
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The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor card. The 8% excludes: tickets purchased through Capital One cardholder exclusive pre-sales and tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.
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Upon approval, eligible Savor Student primary account holders earn a $100 cash bonus after spending $300 on purchases within the first 3 months from account opening. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous accountholders may not be eligible for this one-time bonus.
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Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
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The credit score provided in CreditWise is a FICO® Score 8 based on TransUnion data. The FICO Score 8 gives you a good sense of your credit health but it may not be the same score model used by your lender or creditor. The availability of the CreditWise tool and certain features in the tool depends on our ability to obtain your credit history from TransUnion and whether you have sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. [You do not need to be a Capital One account holder to sign up for CreditWise.]
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We may use credit scores where available.
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Upon approval, eligible Quicksilver Student primary account holders earn a $100 cash bonus after spending $300 on purchases within the first 3 months from account opening. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous accountholders may not be eligible for this one-time bonus.