BONUS OFFER

Earn $250 with 
360 Checking

Open with code CHECKING250 and complete the steps below. Terms apply.1

BONUS OFFER

Earn $250 with 
360 Checking

Open with code CHECKING250 and complete the steps below. Terms apply.1

CHECKING WITH INTEREST

Earn interest with your checking account

With 360 Checking, a rate of NaN Annual Percentage Yield (APY) applies to accounts with balances between $0-$9,999.99, $10,000.00-$24,999.99, $25,000.00-$49,999.99, $50,000-$99,999.99, and $100,000 or more. Advertised rates are variable and effective as of 9/24/2025.

 

4 more reasons to love
360 Checking

Enjoy no fees or minimums

Hold on to more of your money with no monthly fees or minimums.

 

Get paid sooner
Access your money up to 2 days sooner than payday with early paycheck.

 

No overdraft fees

You shouldn’t have to pay overdraft fees, and with 360 Checking, you don’t.


Open in 5 minutes
It only takes about 5 minutes to open an account—it’s that fast.

No fees, no minimums, no worries. Capital One makes banking easy.