BONUS OFFER
Earn $250 with
360 Checking
Open with code CHECKING250 and complete the steps below. Terms apply.1
CHECKING WITH INTEREST
Earn interest with your checking account
With 360 Checking, a rate of NaN Annual Percentage Yield (APY) applies to accounts with balances between $0-$9,999.99, $10,000.00-$24,999.99, $25,000.00-$49,999.99, $50,000-$99,999.99, and $100,000 or more. Advertised rates are variable and effective as of 9/24/2025.
4 more reasons to love
360 Checking
Enjoy no fees or minimums
Hold on to more of your money with no monthly fees or minimums.
Get paid sooner
Access your money up to 2 days sooner than payday with early paycheck.
No overdraft fees
You shouldn’t have to pay overdraft fees, and with 360 Checking, you don’t.
Open in 5 minutes
It only takes about 5 minutes to open an account—it’s that fast.