There’s no minimum income requirement to get a Capital One student credit card. However, you’ll need to show proof of adequate income to prove you can make your minimum payments by the due date. Money you receive for living expenses from sources like scholarships or a family member—including transfers via Venmo or Zelle®—may count toward income.
Your Capital One student credit card will stay with you after you graduate—as long as you make at least the minimum payment on time each month. You’ll still earn rewards on purchases. And, if you use your card responsibly, you may be eligible for credit line increase.
Unlike a regular credit card, student credit cards are designed with college students in mind—especially those with little to no credit history. Student credit cards typically have more flexible eligibility requirements, but they may also have lower credit limits.
Capital One offers two student credit cards—Savor Rewards for Students and Quicksilver Rewards for Students. Both cards can help students earn cash back while they build credit with responsible use.
Capital One student credit cards, like Savor Rewards for Students and Quicksilver Rewards for Students, are both good options for students working on building their credit. These cards offer cash back, a new card member offer and no hidden fees.
There isn’t one best credit card for college students. That’s because the right card for you depends on your unique financial goals and spending habits.
A student credit card could help you build credit with responsible card use. And some student cards—like Savor Rewards for Students and Quicksilver Rewards for Students—let you earn rewards on your purchases.