Spark 1.5% Cash Select

Credit Level: Good
Earn unlimited 1.5% cash back for your business on every purchase, everywhere—no limits or category restrictions.
  • 1.5%
    Unlimited Rewards

    Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

  • $0
    Annual Fee

    Enjoy a $0 annual fee in addition to the big rewards you can earn.

  • 0% intro
    Purchase Rate

    0% intro APR for 12 months; then 21.24% - 29.24% variable APR based on your creditworthiness.


  • Minimum Payment

    Your payment will be the greater of $15 or 1% of your balance plus new interest, late payment fees, and any past due amount.
  • Rewards Your Way

    Get cash back rewards for any amount at any time with no expiration date for the life of the account.

Rewards Calculator

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See how much your business can earn 1
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BENEFITS OF SPARK 1.5% CASH SELECT 2

Application Requirements

What you should know before you apply

10 MINUTE APPLICATION

It takes about 10 minutes to apply and you'll get a decision in seconds.

BUSINESS OWNER INFORMATION

You'll need to know legal names, addresses and SSNs for all business owners.

BUSINESS INFORMATION

Gather your legal business name, address and business tax ID number (TIN). 

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