How to Earn Up To $500 With Capital One® Card Referrals

Earn $100 for each friend you refer—up to $500 a year—when they’re approved for an eligible Capital One credit card


Have a Quicksilver®, Venture®, VentureOne®, Savor® or SavorOneSM card? You might be eligible for Capital One’s card referral program. If you are and you refer your favorite card to your friends and family, you can all earn some real perks. 

If they’re approved, you get $100 in statement credits per person—up to $500 a year. They’ll start earning rewards—and they could even be eligible for enticing new cardmember offers. Sounds like a pretty sweet win-win.

How Does Capital One’s Card Referral Program Work?

You love your Capital One credit card. You refer friends who, like you, enjoy earning rewards every day. If your friend isn’t a current Capital One card customer, send them your personal referral link. Once they’ve been approved for an eligible card, Capital One will thank you with an awesome bonus.

All you have to do is sign in to your account and go to your account summary page. Once you’re there, click “I Want To” and then “Refer a Friend.” Once you have your link, share it with your friends and let them know that if they’re approved, you’ll get a bonus.

Double-check that your link is valid before you send it. It should take you to the card referral landing page. Anyone you refer must use your link to complete their application process, and they’ll need to be approved before you earn the $100 bonus. 

How Much Is the Referral Bonus?

You’ll earn $100 for every friend you refer who’s approved. You can earn bonuses on up to five referrals each calendar year, for a total of $500.

Who’s Eligible to Refer Friends?

If you’re a Quicksilver, Savor, SavorOne, Venture or VentureOne cardholder, you may qualify for the card referral program. You can refer only the card that you currently have. And your account must be open and in good standing. If any of your accounts are closed or in default, you won’t be eligible for the referral program.

To see if you’re eligible, sign in to your account and click “Refer a Friend” under the “I Want To” tab on your account summary page.

How Will I Receive the Bonus, and How Soon?

So your friend clicked your referral link, applied for an eligible Capital One credit card and was approved. Great! You’re at the finish line. Now all you have to do is wait for that bonus to come rolling in. Within four weeks, it’ll arrive in the form of a statement credit on your account.

Will People I Refer Earn a Bonus Too?

While your friends won’t receive a bonus for applying, they may be eligible for new cardholder offers. Some Capital One cards come with offers such as early-spend bonuses. 

When You Send That Link, You Both Can Win

Between referral bonuses and exciting offers for new cardholders, the Capital One referral program is a win for you and your loved ones. So if you love your Capital One credit card, share the joy—and earn an awesome bonus. 


Be sure to read the Referral Program Terms and Conditions for additional important information.

We hope that you found this helpful. Our content is not intended to provide legal, investment, or financial advice or to indicate the Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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