Build, rebuild or establish your credit

Find a card to build credit with responsible use. Check your eligibility before you apply.

  • No risk to your credit score
  • Find out in as little as 90 seconds
  • Apply with confidence
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HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Share information to check your eligibility

    We'll ask for information like your income and date of birth to check for offers.

  2. Step 2 of 3

    Explore your card offers

    Find out which cards you'll be approved for and choose the best card for you.

  3. Step 3 of 3

    Accept card—with no separate application

    All you need to do is review Terms and accept your card, knowing you'll be approved.

See if I'm pre-approved
BEGIN PRE-APPROVAL

What's most important to you?

(Select up to two)

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We’ll check your eligibility for the cards listed below.

Cards you’re offered in pre-approval may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

Platinum Mastercard®
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Platinum Secured
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 18.74% - 28.74% variable APR after that
  • Cash Advance APR: 28.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
QuicksilverOne Rewards
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Quicksilver Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Secured Rewards
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards for Students
  • Purchase &
  • Transfer APR: 18.74% - 28.74% variable APR
  • Cash Advance APR: 28.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 12 months; 18.74% - 28.74% variable APR after that
  • Cash Advance APR: 28.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 12 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Savor Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards for Students
  • Purchase &
  • Transfer APR: 18.74% - 28.74% variable APR
  • Cash Advance APR: 28.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Venture Rewards
  • Purchase &
  • Transfer APR: 19.74% - 28.74% variable APR
  • Cash Advance APR: 28.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $95
VentureOne Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 18.74% - 28.74% variable APR after that
  • Cash Advance APR: 28.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
VentureOne Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.49% variable APR
  • Cash Advance APR: 29.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  1. 1

    This one-time bonus is available by clicking the "Apply Now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

  2. 2

    The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®