Build, rebuild or establish your credit

Find a card to build credit with responsible use. Check your eligibility before you apply.

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  • Find out in as little as 90 seconds
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HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Pre-Approval Questions

    Answer a few questions to see if you’re eligible.

  2. Step 2 of 3

    Eligible Offers

    Compare cards you’re pre-approved for and choose the offer best for you.

  3. Step 3 of 3

    Review Terms and accept offer

    Agree to your card's Terms.

See if I'm pre-approved
BEGIN PRE-APPROVAL

What's most important to you?

(Select up to two)

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We’ll check your eligibility for the cards listed below.

Cards you’re offered in pre-approval may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

Platinum Mastercard®
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Platinum Secured
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
QuicksilverOne Rewards
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Quicksilver Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Secured Rewards
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Savor Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Venture Rewards
  • Purchase &
  • Transfer APR: 19.99% - 29.24% variable APR
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $95
VentureOne Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
VentureOne Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  1. 1

    The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®

  2. 2

    Eligible VentureOne, Savor and Quicksilver primary account holders will receive a one-time $100 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel. The Credit will expire after the first year of account opening, on the account open date anniversary. The Credit will be available within Capital One Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation of the purchase by the customer. The account must be open and in good standing to receive or use the Credit.

    In addition to the travel Credit, eligible VentureOne primary account holders can earn 20,000 bonus miles, equivalent to $200 for travel purchases, if they spend $500 on purchases within the first 3 months from account opening. Eligible Savor and Quicksilver primary account holders can earn a $200 cash bonus once they spend $500 on purchases within the first 3 months from account opening.