On May 18, 2025, Discover merged into Capital One. We’re one company under Capital One, N.A.

We’ll reach out by email or letter if there are updates to your Discover or Capital One accounts. If you don't hear from us, you can continue to manage your accounts as usual.

Keep using your Discover and Capital One accounts as usual. We'll let you know when your Discover account has moved to Capital One and what that means for your account. You'll be able to easily link your accounts online at Capital One after they move—this will allow you to manage both accounts all from one place.

Checking card eligibility involves a soft inquiry, which doesn't affect your credit score. But, if you choose to accept a card offer, the acceptance will trigger a hard inquiry, which may impact your score.

After you answer some questions about yourself, we'll tell you if you’ll be approved for any Capital One card offers. 

You don't need to apply separately if you are presented a card offer—just accept and we'll mail you your card. If approved, you may need to verify the information you provided before we can open your account.
 

We'll check your eligibility for these cards: Quicksilver, Savor, Venture, Venture X, VentureOne, Quicksilver for Good Credit, Savor for Good Credit, VentureOne for Good Credit, Platinum, QuicksilverOne, SavorOne, Quicksilver Secured, and Platinum Secured.

The eligibility criteria includes, but is not limited to, the following: 

You will be ineligible for Capital One consumer credit card products if:

• You have implemented a credit security freeze or credit lock at any of the credit bureaus, which prevents Capital One from accessing your credit.

You may be ineligible for some consumer credit card products if:

• You were recently approved for a Capital One credit card; or
• You have applied for a Capital One credit card 2 or more times in the past 30 days