Build, rebuild or establish your credit

Find a card to build credit with responsible use. Check your eligibility before you apply.

  • No risk to your credit score
  • Find out in as little as 90 seconds
  • Apply with confidence
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HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Share information to check your eligibility

    We'll ask for information like your income and date of birth to check for offers.

  2. Step 2 of 3

    Explore your card offers

    Find out which cards you'll be approved for and choose the best card for you.

  3. Step 3 of 3

    Accept card—with no separate application

    All you need to do is review Terms and accept your card, knowing you'll be approved.

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Explore the possibilities
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Platinum

Get the credit you need with no annual fee.
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Platinum Secured

Build up your credit history, financial flexibility and confidence. It may start with responsible use of a card like this.
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SavorOne Rewards

Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services with a $39 annual fee. 1
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QuicksilverOne Rewards

Earn unlimited 1.5% cash back on every purchase, every day, with a $39 annual fee.
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Quicksilver Secured Rewards product image

Quicksilver Secured Rewards

Earn 1.5% cash back on every purchase with a refundable $200 minimum deposit.
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Savor Rewards

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 2 .
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VentureOne Rewards

Earn unlimited 1.25 miles per dollar on every purchase, plus 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
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Quicksilver Rewards

Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening. 2
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Venture Rewards product image

Venture Rewards

Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel 3
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BEGIN PRE-APPROVAL

What's most important to you?

(Select up to two)

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  1. 1

    With Savor and SavorOne, the 3% earn rate excludes superstores like Walmart® and Target®.

  2. 2

    This one-time bonus is available by clicking the "See if I'm Pre-Approved" or "Apply Now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

  3. 3

    Upon approval, eligible Venture primary account holders earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening. This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.

    Eligible Venture primary account holders will receive a one-time $250 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel. The Credit will expire after the first year of account opening, on the account open date anniversary. The Credit will be available within Capital One Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation of the purchase by the customer. A Venture card account must be open and in good standing to receive or use the Credit.

We’ll check your eligibility for the cards listed below.

Cards you’re offered in pre-approval may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

Platinum
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Platinum Secured
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 18.49% - 28.49% variable APR after that
  • Cash Advance APR: 28.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
QuicksilverOne Rewards
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Quicksilver Rewards for Good Credit
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Secured Rewards
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards for Students
  • Purchase &
  • Transfer APR: 18.49% - 28.49% variable APR
  • Cash Advance APR: 28.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 12 months; 18.49% - 28.49% variable APR after that
  • Cash Advance APR: 28.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 12 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Savor Rewards for Good Credit
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards for Students
  • Purchase &
  • Transfer APR: 18.49% - 28.49% variable APR
  • Cash Advance APR: 28.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Venture Rewards
  • Purchase &
  • Transfer APR: 19.49% - 28.49% variable APR
  • Cash Advance APR: 28.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $95
VentureOne Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 18.49% - 28.49% variable APR after that
  • Cash Advance APR: 28.49% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
VentureOne Rewards for Good Credit
  • Purchase &
  • Transfer APR: 28.99% variable APR
  • Cash Advance APR: 28.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you