Build, rebuild or establish your credit

Find a card to build credit with responsible use. Check your eligibility before you apply.

  • No risk to your credit score
  • Find out in as little as 90 seconds
  • Apply with confidence
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HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Pre-Approval Questions

    Answer a few questions to see if you’re eligible.

  2. Step 2 of 3

    Eligible Offers

    Compare cards you’re pre-approved for and choose the offer best for you.

  3. Step 3 of 3

    Review Terms and accept offer

    Agree to your card's Terms.

See if I'm pre-approved
BEGIN PRE-APPROVAL

What's most important to you?

(Select up to two)

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We’ll check your eligibility for the cards listed below.

Cards you’re offered in pre-approval may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

Platinum Mastercard®
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Platinum Secured
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
QuicksilverOne Rewards
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Quicksilver Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Secured Rewards
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards for Students
  • Purchase &
  • Transfer APR: 19.24% - 29.24% variable APR
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 12 months; 19.24% - 29.24% variable APR after that
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 12 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Savor Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards for Students
  • Purchase &
  • Transfer APR: 19.24% - 29.24% variable APR
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Venture Rewards
  • Purchase &
  • Transfer APR: 19.99% - 29.24% variable APR
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $95
VentureOne Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.24% - 29.24% variable APR after that
  • Cash Advance APR: 29.24% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
VentureOne Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.74% variable APR
  • Cash Advance APR: 29.74% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you