HOW TO APPLY & REWARD YOUR FRIEND
Look in your wallet
If you already have a Capital One credit card, you can still apply. But your friend won’t qualify for a referral bonus.
Check your eligibility
Checking your eligibility for card offers won’t hurt your credit score. Just select “Check My Eligibility” on this page to get started.
Apply for your card
Or, you can select “Apply Now” on this page to apply directly for this card.
Enjoy your card
If you’re approved and accept your offer, you get a new card and your friend gets a bonus. Sounds like a win-win.
How do I check my eligibility?
Select “Check My Eligibility” below to get started—it won’t harm your credit score. You’ll know which cards you’re eligible for in as little as 90 seconds. And you can compare offers to find the right one for you.
FREQUENTLY ASKED QUESTIONS
How do I participate in the referral program?
Select the “Check My Eligibility” button to check your eligible offers first. Or, you can select the “Apply Now” button and complete the application form. To be a part of the refer-a-friend program, you must apply from this page. If you leave this page for some reason, just be sure to come back here to apply. Otherwise your friend won’t get their bonus.
How do I know my friend will get credit for this referral when I’m approved?
Don’t worry. Your referral information will be automatically passed to the application. You should see a message at the top of the application saying, “your referral information has been applied,” which means the person who referred you will get credit for the referral if you’re approved.
Will Capital One tell my friend if I’m approved or not?
We won’t tell anyone whether or not you have applied for a credit card or if you have been approved or declined. But, just remember that we may give your friend a referral bonus if your application is approved and, as a result, they may be able to tell that your application was approved (especially if they didn’t refer anyone else).
Will the status of my application affect my friend?
The only potential impact your application could have on your friend is that—if you are approved—they might receive a referral bonus. Other than that, we cannot disclose any information on who has applied or been approved, so your friend will not be notified of the status of your application.
Referral terms and conditions
Terms apply. See Refer a Friend Program Terms & Conditions for Consumer Branded Cards for full eligibility and additional details.
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Card offers with a rewards bonus are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.