Credit Cards to Build Credit

Explore cards that could help you build credit with responsible use.

Platinum Mastercard®

Credit Level: FAIR
Get the credit you need with no annual fee.
See if You're Pre-Approved View important rates and disclosures

QuicksilverOne Rewards

Credit Level: FAIR
Earn unlimited 1.5% cash back on every purchase, every day.
See if You're Pre-Approved View important rates and disclosures

Platinum Secured

Credit Level: REBUILDING
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.
See if You're Pre-Approved View important rates and disclosures

Looking for a student credit card? Check out SavorOne or Quicksilver Student. 

Compare card details.

Platinum Mastercard®

QuicksilverOne Rewards

Platinum Secured

Key Benefits
Get the credit you need with no annual fee.Earn unlimited 1.5% cash back on every purchase, every day.
Credit Level
FAIR FAIR REBUILDING
Purchase Rate
29.99% variable APR29.99% variable APR29.99% variable APR
Annual Fee
$0$39$0
Customer Reviews
4.5 out of 5 (based on 9,446 reviews)
91% of reviewers recommend the Platinum Mastercard® Card
4.6 out of 5 (based on 10,228 reviews)
93% of reviewers recommend the QuicksilverOne Rewards Card
4.4 out of 5 (based on 14,042 reviews)
89% of reviewers recommend the Platinum Secured Card
HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Pre-Approval Questions

    Answer a few questions to see if you’re eligible.

  2. Step 2 of 3

    Eligible Offers

    Compare cards you’re pre-approved for and choose the offer best for you.

  3. Step 3 of 3

    Shortened Application

    Finish applying with a shortened application.

GET STARTED

See if you're pre-approved for card offers—with no harm to your credit

Find the card that's right for you by checking for offers before you apply.

We need your legal name to verify your identity.

Rate and fee information

Select a product to view the rate and fee information for that card.
Customer Reviews
Select a card to view customer reviews for that card.
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5 out of 5
Based on 9446 reviews
93 %
of reviewers recommend the Platinum Mastercard® Card
93% of reviewers recommend the Platinum Mastercard® Card
Sort Results:

Kate W

Age:
Location:
3 days ago

Great Credit card

I use the card for emergencies It is a big help great customer service

Online Experience:
Customer Service:

Agie

Age:
Location:
3 days ago

Normal card

I have two capital one cards. The Walmart one has interest rate of 14.9%. The platinum card rate should be lowered. I always pay my bills on time.

Online Experience:
Customer Service:

Nikki007456

Age:
Location:
3 days ago

Great features I don’t have to pay a annual fee I

It’s great I don’t have to pay a annua fee I have not use it to much

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Customer Service:

MeredithM

Age:
Location:
March 23, 2024

Great features, great company

Love how easy it is to navigate the app, check my balance, and pay my bill. Excellent card benefits also!

Online Experience:
Customer Service:

Silver369

Age:
Location:
March 22, 2024

Emergency "Go to" card

I use this card for emergency purchases. Unfortunately the limit is low so it's for small emergencies

Online Experience:
Customer Service:

KerenDaniel

Age:
Location:
March 22, 2024

A VERY low cash back percentage, and credit.

Very low cash back percentage, and the very low credit limit. Amex gives me a credit limit of 24K, were you 600$, and that after talking numerous times with your customer service , trying to change it , why would I use your service?

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Customer Service:

Carley92

Age:
Location:
March 22, 2024

Has helped my credit

This card has helped me build my credit up. The interest rate is pretty high but it has helped me.

Online Experience:
Customer Service:

Age:
Location:
March 22, 2024

Awesome features love them!!!!!

Nothing but great things to say about your card and features!!!!!!!!!!

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Customer Service:

Oskywosky

Age:
Location:
March 22, 2024

Does the job it’s supposed to

Wish I could have a higher limit, but this card does the job. Cost $39 per year I think, with no points or anything, but I knew that when getting it.

Online Experience:
Customer Service:

Brownnie

Age:
Location:
March 22, 2024

Good Card

It allows me to use it anywhere I am in the world.

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Customer Service: