Credit Cards to Build Credit

Explore cards that could help you build credit with responsible use.

Platinum Secured

Credit Level: REBUILDING
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.
See if You're Pre-ApprovedView important rates and disclosures

Platinum Mastercard®

Credit Level: FAIR
Get the credit you need with no annual fee.
See if You're Pre-ApprovedView important rates and disclosures

QuicksilverOne Rewards

Credit Level: FAIR
Earn unlimited 1.5% cash back on every purchase, every day.
See if You're Pre-ApprovedView important rates and disclosures

Compare card details.

Platinum Secured

Platinum Mastercard®

QuicksilverOne Rewards

Key Benefits
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.Get the credit you need with no annual fee.Earn unlimited 1.5% cash back on every purchase, every day.
Credit Level
REBUILDING FAIR FAIR
Purchase Rate
29.74% variable APR29.74% variable APR29.74% variable APR
Annual Fee
$0$0$39
Customer Reviews
4.4 out of 5 (based on 14,129 reviews)
89% of reviewers recommend the Platinum Secured Card
4.5 out of 5 (based on 9,511 reviews)
91% of reviewers recommend the Platinum Mastercard® Card
4.6 out of 5 (based on 10,297 reviews)
92% of reviewers recommend the QuicksilverOne Rewards Card
HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Pre-Approval Questions

    Answer a few questions to see if you’re eligible.

  2. Step 2 of 3

    Eligible Offers

    Compare cards you’re pre-approved for and choose the offer best for you.

  3. Step 3 of 3

    Shortened Application

    Finish applying with a shortened application.

GET STARTED

See if you're pre-approved for card offers—with no harm to your credit

Find the card that's right for you by checking for offers before you apply.

We need your legal name to verify your identity.

Rate and fee information

Select a product to view the rate and fee information for that card.
Customer Reviews
Select a card to view customer reviews for that card.
  • 5 Star
    64%
  • 4 Star
    20%
  • 3 Star
    8%
  • 2 Star
    4%
  • 1 Star
    4%
4.4 out of 5
Based on 14129 reviews
90 %
of reviewers recommend the Platinum Secured Card
90% of reviewers recommend the Platinum Secured Card
Sort Results:

Awalt

Age:
Location:
4 days ago

It’s a good starter

This is a good starter card if you’re looking to build credit..

Online Experience:
Customer Service:

Teresa Lynn

Age:
Location:
5 days ago

I love my Platinum Card

It’s a great card with a great bank. I have had no issues and customer service is helpful

Online Experience:
Customer Service:

Hector River

Age:
Location:
5 days ago

no no way stay away

I have other credit cards. I was supposed to receive a deposit within 60 days of having this card. It’s been like two years and I have not received my $49 deposit. The reason I keep it. It’s because if I was too close it it’ll hurt my credit score But I don’t need this car in reality. When will I receive my deposit will not know because they don’t

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TiaR

Age:
Location:
5 days ago

Still thinking

Well it’s helped me budget myself. It’s great for emergency purchases.

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Gee K

Age:
Location:
5 days ago

Simple and straightforward

The card is a good fit for me because it suits those small purchases like gas or a small lunch.

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Capital one secured card

Age:
Location:
March 27, 2025

Credit line increase

When do you return someone's deposit & give then a credit line increase

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Customer Service:

Martac

Age:
Location:
March 27, 2025

Great way to build credit

This card was good when I needed credit to help build credit. Once credit has been established I think it should be moved to another card with benefits.

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Customer Service:

Jakjak0188

Age:
Location:
March 27, 2025

Everything is great about it

Good for me for in those in between paycheck scenarios at the pump or grocery store

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TY622

Age:
Location:
March 27, 2025

Good card

This card has helped me build credit. Just wish it had a higher limit.

Online Experience:
Customer Service:

Nich22

Age:
Location:
March 27, 2025

Great for starting credit or rebuilding

My card was able to help me rebuild my credit great company

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