Cash Back Rewards
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
Access a Higher Credit Line
Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time
No Foreign Transaction Fees
When traveling or studying abroad, you won’t pay a transaction fee on purchases
See how much you could earn
Card features and benefits
Capital One® cards come with these features
You're covered by $0 Fraud Liability if your card is ever lost or stolen.
Set up personalized email or text reminders to help you stay on top of your account.
Financial tools and tips
Our Financial Education site provides tools, tips, and resources to help you understand your finances and manage your credit.
Journey® also comes with Visa® Platinum Benefits
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Auto rental insurance
Rent a car with your credit card and you can be covered for damage due to collision or theft.
Travel accident insurance
Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.
Ratings and reviews
Rate and fee information
for the Journey Student Credit Card
CreditWise availability will vary depending on ability to obtain your credit history from TransUnion®.
The actual amount of cash back you earn will depend on your credit limit and purchase activity.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.