Capital One Credit Tracker—100% FREE

Take on the future with confidence

Credit Tracker is a free credit monitoring tool, designed for Capital One cardholders1. It provides access to your credit score and many free features, like:

  • Credit Simulator—See how your actions can affect your score
  • Credit Alerts—Get email alerts if your TransUnion® credit report changes
  • Grade Overview— Learn your grades on key factors impacting your credit

Credit Tracker is 100% free. Use it as often as you like without affecting your credit.

Not a cardholder yet? Find and apply for a card.

Already a cardholder? Explore Credit Tracker.

See Frequently Asked Questions 


Monitor your credit with credit alerts

Know whenever your TransUnion report changes. Receive email alerts to stay informed about recent credit inquiries, delinquent accounts, change of address, and so much more.


Know where you stand with your grade overview

Learn more about your credit strengths and weaknesses with your personalized grade overview. You'll receive grades on several key credit categories, including On-time Payments, Available Credit, and more.

Not a cardholder yet? Find and apply for a card.

Already a cardholder? Explore Credit Tracker.


Frequently asked questions

Credit score tools are provided for educational purposes only. Availability may vary depending on ability to verify your credit history with TransUnion.

1

Credit Tracker is currently not available to customers of our Spark® or partner cards.

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