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A few nitty-gritty details you'll want to know:
These cash bonuses are only available to you if you received our related package offer in the mail and if you do not have an existing 360 Money Market, 360 Checking or 360 Savings account. To receive any of these bonuses, you must be the existing primary or secondary account holder, and account(s) must be in good standing (not in default, closed or suspended). If you open an account through a business, it may be subject to closure/conversion. Bonus is only availabe for one 360 Checking account and one 360 Money Market account, and multiple new accounts will not qualify. You must have a valid Social Security Number to open a 360 Money Market or 360 Checking account.
Here's how to qualify:
$200 360 Checking and $200 360 Money Market bonuses:
Open your first Capital One 360 Checking account or 360 Money Market account online and deposit at least $1,000 per account opened no later than June 30, 2017, 11:59 p.m. ET.
Capital One will deposit the $200 cash bonus into your checking account approximately 6-8 weeks after you accept the terms and conditions and complete the above conditions. Once it's deposited, the funds will be availabe immediately.
$400 total bonus:
Open both 360 Checking account and 360 Money Market account, and complete the qualifying conditions for each.
Please note that the $400 bonus is the sum of the two bonuses and is not a separate bonus offer.
And here is the scoop on the accounts:
360 Checking and 360 Money Market accounts are online-only accounts.
360 Checking Account: 360 Checking rates are variable. Annual Percentage Yields (APYs) are effective as of . % APY for balances $0.00 to . % APY for balances to . % APY for balances of or more.
360 Money Market Account: Advertised rates are variable and effective . The % Annual Percentage Yield (APY) applies to the entire account balance for accounts with balances of or more; a % APY applies to the entire account balance for accounts with balances less than . We use the daily collected balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. 360 Money Market accounts do not have debit cards or check-writing capabilities. Money market accounts are subject to statement cycle transaction limits.
National average for money market accounts at top 50 banks by deposits based on balances of $1 as of March 6, 2017, Informa Research Services, Calabasas, CA, www.informars.com. Although the information has been obtained from various institutions, the accuracy cannot be guaranteed.