Secure Your Savings
Have longer-term savings goals? Put your money securely aside with a small business Certificate of Deposit. With fixed and flexible options, you can lock in a competitive interest rate for a low-risk investment. Choose the term length that's best for your business and let your savings grow steadily.
Account At a Glance
- Best for businesses wanting long-term, low risk savings
- Earn a competitive fixed or flexible interest rate1
- Enjoy automatic renewal for easy management
|Minimum Account Opening Deposit||$1,000|
|Minimum Balance Requirement||Varies|
|Withdrawals||Early withdrawal penalties vary by product and terms2|
|Interest rate||Call a banker or visit a Capital One location for our current rates|
Spark Business Unlimited Checking
Enjoy unlimited business transactions.
Working Capital Lines of Credit
Get flexible financing for daily business needs.
Full-Service Merchant Services
Accept credit, debit, gift and loyalty card payments.
Cash Flow Management
Manage your income and payments electronically.
All business savings accounts come with:
- Free Online Banking
- Free Mobile Banking
- Maturity notices via e-mail and account alerts
- FDIC insurance3
Ready to Open an Account?
It’s a cinch. Just visit a Capital One location and talk to a banking professional about your business. To save you time, we’ve created a list of documents to bring with you.
Access Made Easy
Web access is needed to use Mobile Banking. Check with your service provider for specific fees and charges. Mobile deposit is available only in the U.S. and U.S. Territories.
A seven (7) day grace period is provided after the certificate is auto-renewed. During the grace period, you may change the principal amount or certificate term or you can redeem the certificate without a bank penalty. Interest will not be earned or paid during the grace period on funds withdrawn or if the certificate is redeemed during that time. After the grace period, we impose a penalty for early withdrawals; this fee could reduce earnings.