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Meet 360 Performance Savings™

Earn APY on any balance and up to $1,000 on qualifying balances

Meet 360 Performance Savings™

Earn APY on any balance and up to $1,000 on qualifying balances

Earn your bonus in 3 steps:

5X the national average savings rate and so much more

No monthly fees
Period. No hurdles to jump through.

FDIC-insured
You're covered up to the allowable limits with FDIC insurance.

24/7 access
Manage your money on-the-go with our top-rated mobile app.

Questions? Call us at 1-800-289-1992 to talk to a real person. We're here 7 days a week, 8 a.m.–11 p.m. ET.

Here's the scoop on how to earn your bonus:

  1. Open a 360 Performance Savings account between 12:00 a.m. ET on October 15, 2019, and 11:59 p.m. ET on December 31, 2019. When you open your account, enter your promotional code—SAVE1000. If you have or had an open savings and/or money market account as a primary or secondary account holder (excludes CD) with Capital One on or after January 1, 2016, you're ineligible for the bonus. This account is subject to approval.

  2. Deposit a total of $10,000 or more of new money from an external bank (transfers between Capital One accounts will not qualify) within the first 10 days of account opening (Initial Funding Period). You will earn a bonus once you’ve maintained a daily balance of $10,000 or more for 90 days following the Initial Funding Period. Your bonus will be calculated as follows: an account with a daily balance between $10,000–$149,999.99 will earn $200 or an account with a daily balance of $150,000 or more will earn $1,000. If at any time during the 90 days following the Initial Funding Period your daily balance decreases to an amount less than $150,000, you will earn a cash bonus of $200. If your daily balance decreases to an amount less than $10,000, you will not qualify for a cash bonus.

  3. This offer cannot be combined with any other Capital One 360 new savings account opening offer, including savings accounts opened through Refer A Friend. Only one promotional code is accepted. Bonus is only valid for one account.

Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above. If your account is in default, closed, or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Performance Savings account:
A rate of Annual Percentage Yield (APY) applies to all account balances. Advertised rates are variable and effective as of . Rates are subject to change at any time after account opening.

To calculate interest, we apply a daily periodic rate to the principal in the account each day.

360 Performance Savings accounts don’t have ATM or debit cards, or check-writing capabilities. There's no monthly cycle service charge for this account, and no minimum balance required to open or maintain the account. Accounts are subject to statement cycle transaction limits. This account is a consumer-only product. If you have an Individual Taxpayer Identification Number (ITIN), you cannot open an account online. You may open an account in a Capital One location using your ITIN if you're a U.S. person for tax purposes and can complete an IRS Form W-9.

The rate of our 360 Performance Savings account is 5X the national average based on the FDIC's published National Rate for all savings account balances. Although the information has been obtained from various institutions, the accuracy cannot be guaranteed.

Please see www.fdic.gov for additional information.

The Capital One Mobile app has a 4.7/5-star customer rating on the Apple App Store and ranks #6 in the Finance App category as of 09/25/2019.

The Capital One Mobile app has a 4.7/5-star customer rating on the Google Play Store and ranks #6 in the Top Free Finance App category as of 09/25/2019.

Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Routine or unscheduled maintenance may impact accessibility. Mobile Deposits are available only in the U.S. and U.S. Territories.

Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.

Products and services offered by Capital One, N.A., Member FDIC.

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