Home Loans

Focus on your dream home.
Leave the loan to us.

Get $1,000 off closing costs.

Get pre-qualified

Get Pre-Qualified

See how much you can borrow by getting pre-qualified.

Apply or refinance

Apply or Refinance

Let our Solutions Finder system match your needs with the perfect loan or refinancing options.

What can you afford?

What Can You Afford? 

Use our home financing calculators to estimate monthly mortgage payments, affordability and refinancing options.

First-time homebuyers

First-Time Homebuyers

New to the home buying experience? Learn more about what to expect as a first-time homebuyer.

Rates & Options

15 Year Fixed

APR

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30 Year Fixed

APR

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5/1 ARM

APR

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7/1 ARM

APR

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Need a quick rate quote for your personal financial situation?

Have any questions? Call us at 855-756-7796

Get it Right the First Time 

For many first-time homebuyers, the whole process may look a bit daunting. No worries — a little preparation can go a long way in approaching this major decision with confidence.

Here are 4 steps to explore:

Assess your financial situation

Assess Your Financial Situation 

We have the tools to help you understand all the numbers.

Learn More
Choose a lender

Choose a Lender 

(we're available...just sayin')

It's about more than just the rate. Make sure your lender is responsive, courteous and educated about your options.

Learn More
Get pre-qualified

Get Pre-Qualified 

Receive confirmation you've been conditionally qualified for a mortgage up to a certain amount.

Learn More
Apply for a loan

Apply for a Loan 

After the contract is complated, head back to your lender, start the loan process, and move towards closing.

Learn More

What Our Customers Are Saying 

 Got questions? We've got answers. Call us at 855-756-7796

Or if you're ready to go:

Not all loan products or terms are available in all states. Normal credit qualifications and other terms and conditions apply. This does not represent an offer to enter a loan agreement. Loans subject to credit approval. Products, rates and terms subject to change without notice. Prepayment penalties do not apply.

Capital One, N.A., will pay closing costs up to $1,000. Certain restrictions apply. Promotion may not be used towards points, per diem interest or tax-deductible fees, such as property taxes and private mortgage insurance (PMI). Any portion of the promotional amount not used towards closing costs will be forfeited. Promotion may be limited by investor/insurer guidelines for each loan type. Advertised discount not available on home equity loans or home equity lines of credit. This offer is non-transferable and cannot be combined with any other offer. Advertised discount available only on applications submitted online or by phone by 07/16/2015.

Products and services offered by Capital One, N.A., NMLS ID 453156, Equal Housing Lender and Member FDIC.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires all mortgage loan originators to be registered in the Nationwide Mortgage Licensing System and Registry (NMLS). Mortgage loan originators and their NMLS IDs can be looked up at http://www.nmlsconsumeraccess.org/.