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  1. Doesn't hurt your credit score
  2. Easy and only requires some basic info
  3. Quickly checks your eligibility for card offers
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*Card offers with a cash or miles rewards bonus are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous accountholders.

The 2% earn rate excludes superstores like Walmart® and Target®

Please note that if in the past week you have applied for a credit card issued by Capital One, or missed a payment, charged over your limit or filed for bankruptcy protection on any credit card issued by Capital One, you may not be eligible for this offer. For more information see the 'Important Disclosures' section on the application page.

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-5-OPT-OUT. See PRESCREEN & OPT-OUT NOTICE for more information about prescreened offers.

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Creditwise from Capital One is 100% free for everyone, customer or not. With CreditWise you can:

  • Access your credit score anytime without hurting it
  • Use the Credit Simulator to see how everyday decisions affect your credit score
  • Get personalized suggestions to improve your score

Availability may vary depending on ability to obtain your credit history from TransUnion

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