Refer A Friend

Refer a Friend

Your friend {{vm.firstName}} thinks you’ll love a Capital One® Quicksilver® card.

It's because you could earn unlimited rewards on every purchase, every day.

So, go ahead and apply now.

Quicksilver is for customers with excellent credit and comes 
with a valuable new cardmember offer.*

In order for your friend to receive their referral bonus, you 
must apply from this page. See FAQ below.

  • Unlimited 4% Cash Back on Dining & Entertainment

    Unlimited 3% Cash Back on Dining & Entertainment

    Unlimited 1.5% Cash Back

    {{p.REWARDS_EARN_RATE_SNIPPET}} {{p.benefits}}

    $500 Bonus

    $150 Bonus

    $200 Bonus


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Frequently asked questions

How do I participate in the referral program?

Click the “Apply Now” button above, which will take you to a webpage where you can apply for a Capital One Quicksilver credit card. To be a part of the refer a friend program, you have to apply from this webpage. If you leave this page for some reason, just be sure to come back here to apply, otherwise your friend won’t get their bonus.

How do I know my friend will get credit for this referral when I’m approved?

Don’t worry. Your referral information will be automatically passed to the application. You should see a message at the top of the application saying, “your referral information has been applied,” which means the person who referred you will get credit for making the referral if you’re approved.

Will Capital One tell my friend if I’m approved or not?

We won’t tell anyone whether or not you have applied for a credit card or if you have been approved or declined. But, just remember that we may give your friend a referral bonus if your application is approved and, as a result, they may be able to tell that your application was approved (especially if they didn’t refer anyone else).

Will the status of my application affect my friend?

The only potential impact your application could have on your friend is that–if you are approved–they might receive a referral bonus. Other than that, we cannot disclose any information on who has applied or been approved so your friend will not be notified on the status of your application.

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Referral terms and conditions

Here’s what you need to be able to participate in this referral program:

  • You have to apply and be approved for a Quicksilver credit card. Other Capital One credit cards are not eligible. To actually be a part of the referral program, you have to use the referral link you got from your friend to complete the application process.
  • Since this program is about new people joining Capital One, you have to be a new Capital One credit card consumer to apply. If you already have a credit card with us, we’re sorry to say you cannot participate in the refer a friend program.
  • The referral offer you received from your friend must be valid when you apply from the referral page. If your link is no longer valid, then your referral won’t go through, sorry to say.

By using the referral program, you understand and agree that the Capital One customer who referred you could receive a referral bonus if your application is approved and may be able to tell if your application is approved. We reserve the right to alter, change or terminate the referral program at any time without notice. Qualification for the referral program is determined at our sole discretion and may change at any time without notice. Your friend may have included a personalized message to you when sending you the referral link, which is fine, but the message itself is solely from your friend and we have not reviewed it; therefore, we are not responsible for its contents. We reserve the right to delay or not enforce any of our rights under the referral program without waiving or losing our right to enforce them later.

  1. Card offers with a rewards bonus are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous accountholders.