Journey® Student Credit Card from Capital One®

$0 Annual Fee

Credit Level: AVERAGE

Average Customer Rating Read all 7753 reviews

Journey® Student Credit Card 
from Capital One®

$0 Annual Fee

View important rates and disclosures

Cash Back Rewards

{{REWARDS_EARN_RATE_SNIPPET}}

Annual Fee

{{MEMBERSHIP_FEE_SNIPPET}}

Purchase Rate

{{PURCHASE_APR_SNIPPET}}

Access a Higher Credit Line

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.

CreditWise®

Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®. It’s free and available to anyone, whether or not you have a Capital One product.

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

No Foreign Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Use the slider to see how much you could earnfootnote1

$0
$1,000
$ = $ {{annualRewards() | addCommas}}


Cash back amount includes the boost you earn each month you pay your bill on time.

Check out our mobile app.

Easily manage your accounts and your credit, as well as track your spending.

Explore Capital One credit card benefitsfootnote{{vm.footnoteDisplay}}

Want to see more cards that could help you build credit with responsible use?

Rate and fee information

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. The actual amount of cash back you earn will depend on your credit limit and purchase activity.

  2. Some cardholder benefits are only available to the primary cardholder and not authorized users.