You work hard for your business

Your credit card should, too

Protecting your interests

Fraud Coverage and Interactive Alerts

Real-time alerts of fraud attempts—via text, email, or phone—you can respond to instantly. Plus, if your card is ever lost or stolen, you’re covered by our $0 Fraud Liability policy.

Purchase Security

Within the first ninety days of purchase, this coverage will replace, repair, or reimburse you for eligible items purchased with your business card in the event of theft or damage.

Extended Protection

You'll get additional warranty protection at no charge on eligible items that are purchased with your business card, up to one year past the manufacturer's warranty.

Visa® SavingsEdge

Shop with your enrolled Visa business card at participating merchants and save up to 15%. Visit for details.

Helping with the details

Employee Cards

Add employee cards at no additional cost—easily track their spending, and earn all the rewards from their purchases.

Quarterly and Year-End Summary

Get a custom, itemized report of your spending to help simplify planning, budgeting, and tax time.

Downloadable Purchase Records

Quickly and securely download your purchase records into multiple formats, including Quicken®, QuickBooksTM and Excel®, for easy accounting.

No Foreign Transaction Fees

You won’t pay a transaction fee when making purchases outside of the United States.

Providing service you can count on

Experienced Spark Business Customer Service Representatives

Our representatives are specially trained to work with business owners and are available seven days a week to help with any questions you may have. Just call them toll-free at 1-800-867-0904.

Online Servicing

Manage your account at your convenience with account activity alerts on your mobile device, online payment options, up to 13 months of past account statements available to download, and more.

Mobile App

Manage your account with fast and easy online banking—right from your mobile device.

Traveling with confidence

Auto Rental Collision Damage Waiver

You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind. Please refer to your Visa Business Guide to Benefits for more details.

Travel and Emergency Assistance

When you're traveling for business, you can count on a wide range of Visa emergency services including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.

Learn more about Spark BusinessSM credit cards

General information about Spark cards

Want to learn about Spark Business credit cards? Visit our business credit card homepage or go to the business credit card FAQ.

Visa Business Benefits

Every Capital One Visa Business card comes with all the Visa Business benefits. View the Complete Visa Business Guide to Benefits. You may need a free copy of Adobe® Reader® to view.

Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

Already a cardholder?

Looking for a business card?