Unlimited rewards. Unlimited potential.
You could put thousands of dollars back into your business
Unlimited 2% Cash Back
Earn 2% cash back with Spark Cash, or choose another cash back card with great rates and benefits. Unlimited rewards from Spark cards could mean thousands of dollars each year going back into your business.
"We use our rewards to grow our business, treat our team well and take risks we otherwise wouldn't. The Spark Business card is a no-brainer."
– Michael Bor, CarLotz
Cardholder since 2011
"I use my Spark Business rewards to fund employee outings and appreciation. The rest of the time, they go back into my business."
– Dr. Jennifer Lee, REN Dermatology
Cardholder since 2013
"Since we've been able to ramp up purchases on our card, we're going to earn double the rewards we did last year."
– Kendall Ickes, DRP Collision Repair
Cardholder since 2015
Spark Business credit cards are beyond rewarding
You're covered by our $0 Fraud Liability policy if your card is ever lost or stolen.
Free employee cards
Add employee cards at no additional cost, and earn all the rewards from their purchases.
No foreign transaction fees
You won’t pay a transaction fee when making purchases outside of the United States.
Existing or previous Spark cardholders may not be eligible for this one-time bonus.