woman redeeming rewards on her laptop

Redeem anytime through the Capital One Mobile app or sign in to your account online.

Here’s how:

Redeem Rewards in the Capital One Mobile App

If you don’t have the Capital One Mobile app, download it from the App Store® or Google Play®. Or text “GET” to 80101. (Messaging and data rates may apply.)

  1. Select your Savor account.
  2. Tap your rewards cash amount at the top of the screen, or scroll down to Redeem Rewards. (Both options take you to the same place.)
  3. Select Redeem a Purchase, Redeem for a Gift Card or Credit Your Account.

To Redeem a Purchase

  1. Select Redeem a Purchase.
  2. Select the purchase you want to redeem.
  3. Use the blue slider to select how much of your rewards cash to use.
  4. Slide the green button to redeem.

Your credit should show up within 2–3 business days.

To Redeem for a Gift Card

  1. Select Redeem for a Gift Card.
  2. Select a gift card from your favorite restaurant, retailer or hotel chain.
  3. Select Continue.
  4. Choose the gift card amount and the number of cards.
  5. Slide the green button to redeem.

Your gift card(s) should arrive within 2–3 weeks.

To Credit Your Account

  1. Select Credit Your Account.
  2. Use the blue slider to select how much of your rewards cash to use.
  3. Slide the green button to redeem.

Your credit should show up within 2–3 business days. (Note: The credit doesn’t count as a payment, but it does lower your balance. You should still make any required payments.)

To Set Automatic Rewards

To set auto rewards, sign in to your account online. This option is not available on the Capital One Mobile app.

Redeem Rewards Online

  1. Sign in to your account.
  2. Select Rewards Cash at the top left of the page under the Savor logo.
  3. On the next page, you’ll find 2 main ways to redeem your rewards: Cash and Gift Cards.

To Redeem for Cash

To the right of Cash, you’ll see three options: Get Account Credit, Get Check by Mail and Redeem for Purchases. Here’s how to use all three:

Get Account Credit

  1. Select Get Account Credit.
  2. In the box under Cash Using, select how much of your rewards cash to use.
  3. Select Redeem to confirm.

Get Check by Mail

  1. Select Get Check by Mail.
  2. In the box under Cash Using, select how much of your rewards cash to use.
  3. Select Redeem to confirm.

Redeem for Purchases

  1. Select Redeem for Purchases.
  2. On the next screen, you’ll see recent transactions available for redemption.
  3. Select Redeem to the right of the purchase you’d like to redeem. (If the purchase is more than your available rewards cash, the Cash Using amount will default to your maximum available cash.)
  4. To change the cash you’re using, select Edit Cash Using.
  5. Select Approve to confirm.

To Redeem for Gift Cards

  1. Select Get Gift Cards.
  2. Select a gift card from your favorite restaurant, retailer or hotel chain.
  3. Choose the gift card amount and the number of cards.
  4. Select Next.
  5. Select Place Order to confirm, or select Edit to go back and edit your order.

Your gift card(s) should arrive within 2–3 weeks at the mailing address for your account.

To Set Automatic Rewards

Want to keep things super easy? Receive your rewards automatically.

  1. Select Set Auto Rewards Preferences at the bottom left of the rewards page.
  2. A window will pop up allowing you to select or change your preferences. (If you’ve previously set auto rewards, you’ll see your current preferences here.)
  3. To set auto rewards for the first time, select Let’s Get Started.
  4. To change your preferences, select Edit Settings.
  5. Select where you want rewards delivered: Credit My Account or Check by Mail.
  6. Select Edit Redemption Preference.
  7. Select when you want to receive rewards: when you earn a specific Cash Amount or on a set annual Date.
  8. If you select Cash Amount, next select an amount: $25, $50, $100 or $200.
  9. If you select Date, choose the month when you’d like to receive rewards. (You’ll receive rewards annually by the 5th of the month you select.)
  10. Select Confirm.

Watch Your Rewards Add Up

See how much cash back you’ve earned with each purchase.

  1. Select View Rewards Transactions at the bottom of the rewards page.
  2. You’ll see rewards-earning transactions and the cash back you earned with each purchase.

Capital One Cardholder Benefits

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