Now more than ever, keeping your credit, accounts and other sensitive data safe should be top of mind for everyone.
Recently, Good Morning America contributor and Capital One partner Nicole Lapin sat down with a woman who had recently experienced credit card fraud while traveling in Europe. In this exclusive video, Nicole also shares a handy rundown of common sense precautions to help you protect yourself against credit card fraud, whether traveling at home or abroad.
Ready to take some practical steps to protect yourself? Nicole has the tips you need to get started.
Purchase Notifications and More
Nicole shares advice on taking advantage of alert services that many banks and credit card companies offer. These alerts notify you when a purchase is made with your card, so you can quickly spot potential fraud or identity theft. These are push notifications you’re going to want to see pop up on your phone—and can be delivered via text, email or through your bank’s app.
Monitor Your Credit
Once a year, you can get a free copy of your credit report from the three major bureaus (Experian®, Equifax® and TransUnion®) at annualcreditreport.com. There are also free and easy credit monitoring services that come with a full suite of tools to help you keep an eye on your credit report.
CreditWise® from Capital One is 100% FREE for everyone—Capital One customer or not. It can help you understand, improve and protect your credit. You’ll get alerts when your TransUnion® report changes, including recent inquiries, delinquent accounts and more. You can review your credit report for signs of error, theft or fraud. And if something looks wrong, CreditWise will tell you what to do next.
Protecting your credit can seem intimidating, but as Nicole Lapin points out, with a little effort and forethought, you’ll be well on your way to keeping your credit safe.
For more information, check out these top tips in how to help safeguard your credit.
Data breaches can impact small businesses, too. If you’re a business owner, learn how to help protect your sensitive data.