Explore Credit Card Benefits

Account Management

Benefits

Eno® Your Intelligent Assistant from Capital One1

Eno keeps an eye on your accounts 24/7 and sends alerts when something’s up. You can ask questions about your account and recieve instant answers. Learn More.

Access to Higher Credit Line

Get access to a higher credit line after making your first 5 monthly payments online. Available with these cards that can help you build credit with responsible use.

Proactive Account Alerts

Receive an alert if Capital One detects a potential mistake or unexpected charge. You can also set up personalized emails or text reminders to help you stay on top of your account. Set up my alerts.

Personalized Payment

Pick your own monthly due date and payment method—check, online or at a local branch—all with no fee.

AutoPay

Set up AutoPay for your account and your payments will be made automatically every month.

Authorized Users

Add an authorized user to your account—they’ll share your line of credit and benefits but have their own card and card number so you can see who spent what, on one statement. Learn more.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day.

Fraud Protection

Benefits

$0 Fraud Liability

If your card is lost or stolen, you will not be responsible for unauthorized charges.

Virtual Card Numbers

Keep your real card number to yourself and shop online more securely with virtual card numbers. Learn more about how to generate alias numbers right from a checkout page.

Card Lock2

Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.

Security Alerts

Get notified via text, email and phone if Capital One notices potential suspicious activity on your account. Add your mobile number.

Mobile Apps and Digital Services

Benefits

Capital One Mobile App

Manage your account anywhere, anytime. Pay your bill, view your balance and transactions. Learn more about our mobile app.

Paribus from Capital One

Paribus finds potential savings on your previous online purchases and gets you money back, effortlessly. It’s free for everyone - whether or not you have a Capital One credit card. Learn more about Paribus.

Eno® Your Intelligent Assistant from Capital One

Eno keeps an eye on your accounts 24/7, sends alerts when something’s up and is always ready to answer questions—so you can keep moving. Learn more about Eno.

CreditWise® from Capital One

Monitor your credit with CreditWise. It’s free for everyone—whether or not you have a Capital One credit card—and it won’t hurt your score. Learn more about the CreditWise app.

Sureswipe / Touch ID

Sign in to Capital One Mobile quickly and securely with your fingerprint or customized pattern.

Travel and Retail Benefits3

Benefits

24-Hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States. Learn more about foreign transaction fees.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you purchase the entire fare with your credit card.

Roadside Assistance4

Each Capital One credit card offers services to help you find assistance in case of an auto-related emergency, such as jump starting, tire changing and towing. Learn more.

Auto Rental Collision Damage Waiver

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft. Learn more about car rental insurance.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card. Learn more about extended product warranties.

Premier Access

Benefits

Premier Culinary Experiences

Take dining to the next level with access to intimate dinners, curated cuisine and unique chef collaborations.

Big-Time Sports Events

Get in the game with access to VIP experiences, discounts and on-site perks.

Must-See Music Events

Snag tickets to some of the biggest concerts and music festivals, and get access to perks like VIP packages, on-site cardholder lounges and more.

See what’s happening near you.

Guides to Visa and Mastercard Benefits

Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card or Mastercard card to secure transactions.

Credit Card Tools and Tips

Find answers and helpful information, whether you’re looking for a new card or getting the most of the card you have.

Looking for a new card?

Compare Capital One credit cards to find rewards or other features that are right for you.

The benefits described pertain to Capital One branded consumer credit cards and may not be available with small business, co-brand and retail partner cards. Some benefits are only available to the primary accountholder and not authorized users. If available, balance transfer requests are subject to approval.

  1. Certain bank accounts are not eligible to text with Eno.
  2. Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
  3. See your respective Visa® or Mastercard® Guide to Benefits for these and other available benefits. Terms, conditions, and exclusions apply.
  4. Customer is responsible for any roadside assistance changes incurred.