Multifamily Finance — About Us

Carolyn Whatley

Carolyn Whatley

Senior Vice President, Originations
Capital One Multifamily Finance

Carolyn Whatley specializes in HUD financing and leads the firm's efforts to build its FHA presence nationwide, with an emphasis on the Southeast. A 25-year veteran with extensive experience in mortgage banking and apartment development, Ms. Whatley has originated, underwritten, or closed nearly $1 billion in affordable and market rate multifamily, seniors housing and commercial real estate loans for projects in 43 states.

Ms. Whatley was previously First Vice President with Love Funding Corporation, where she was the firm’s top producer and closed the firm’s largest single transaction. Earlier in her career, Ms. Whatley spent 13 years as a Principal with the MIG Companies, where she was responsible for its national multifamily construction lending division.

As a member of the Board of Directors of the Southeast Mortgagee Advisory Council, Ms. Whatley works directly with FHA/HUD offices and lenders around the region. In addition to her deep FHA/HUD knowledge, she has extensive experience with municipal pension fund lending and has been involved with conduit, Fannie Mae and Freddie Mac financing.

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Join the satisfied customers who have turned to Capital One Multifamily for tailored financing solutions.

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“The Capital One team gave us the kind of execution we have come to expect from them. They met all our requirements for structure and more than met our expectations of timeliness.”

Ronald Charvet, Senior Vice President for Asset Management Lerner

*Beech Street is now Capital One Multifamily Finance and our commitment to customer service is even stronger.

Capital One Multifamily Finance is distinguished by its ability to structure multifamily mortgages customized to the precise needs of its clients. We are a Fannie Mae DUS® lender, a Freddie Mac lender, and a FHA HUD lender. Plus, we offer balance sheet financing backed by the full strength of Capital One Commercial Banking. You can count on our team of multifamily mortgage makers to deliver apartment financing smoothly, quickly, and with certainty.