Government Contracting

Drive Your Business Forward with Our Government Contractor Banking Group

Backed by the strength of a top 10 U.S. Bank, the Capital One® Government Contractor Banking Group has the capital, expertise and solutions necessary to fuel the success of your organization.

With an average of over 20 years of experience, our team members have an in depth understanding of the unique regulatory and budgetary environment in which you operate.

Our dedicated team of industry-focused lending experts provides the responsiveness and customized solutions that your business needs to keep moving forward.

Who We Serve

With a portfolio of nearly 30 government contractors and almost $1 billion across committed facilities in a wide array of sectors in the industry, Capital One is committed to the market. We focus on providing support to companies with $50 million to multi-billion+ in annual revenue across the nation.

Representative Sectors:

  • Professional Services & Consulting
  • International Development
  • C4ISR
  • Operations & Maintenance
  • Aviation & Unmanned Aerial Vehicles
  • Cyber & Intelligence
  • Vehicles & Components
  • Environmental & Energy
  • Homeland Security & Anti-Terrorism
  • Modeling, Simulation & Testing
  • Logistics & Transportation
  • Maritime Systems & Robotics
  • Research & Development
  • Missile Defense & Satellites
  • IT Infrastructure Support

Financing Options

Our goal is to provide capital to your business through the debt and capital markets. Typical transaction sizes range from $10 million to $100 million+. Loan structures are flexible and tailored to meet your needs.

Transaction Types:

  • Working Capital
  • Growth Capital
  • Acquisition Loans
  • Share Repurchases
  • Cash Flow Loans
  • Shareholder Buyouts
  • Dividend Recaps
  • Leveraged Recaps
  • Unitranche Loans and more

Additional Banking Solutions

We can work closely with you to build an overall banking, cash flow, expense and risk management strategy to meet your long term needs.

  • Treasury Management and Corporate Card solutions to make the most of your working capital and enhance operational efficiency
  • Capital Markets solutions to structure financing and hedging solutions through Public Finance, Derivatives, Foreign Exchange and Loan Syndications
  • Private Banking solutions to help secure the legacy of your enterprise with a business succession plan

Diane Zanetti

Managing Director and Group Head,
Government Contractor Banking Group


Diane is the Team Leader of the Government Contractor Banking Group at Capital One. She has over 30 years of commercial banking experience. Diane has focused exclusively on government contractors over the past 16 years while at Capital One, Bank of America® and Citibank ®. Diane was previously the National Director of Government Contractor Banking at Citibank; an initiative she established and developed. She started her career at First Union Bank in Florida, and later worked at SunTrust Bank. Diane graduated from The Pennsylvania State University with a degree in Finance and Economics.

Joseph Costa

Managing Director,
Government Contractor Banking Group


Joe has over 30 years of banking and finance experience in the Government Contracting and Middle Market segments. Prior to joining Capital One, Joe spent 18 years at Wells Fargo and its predecessors Wachovia and First Union in numerous relationship management and underwriting positions. He spent 4 years early in his career with Citibank, also in the Mid-Atlantic region. Joe holds a Bachelor’s degree in Economics from Georgetown University and an MBA from the George Mason University Graduate School of Business.

Joshua Dearmon

Managing Director,
Government Contractor Banking Group


Josh has over 16 years of commercial banking experience. Since joining Capital One, Josh has been instrumental in growing the portfolio of clients by primarily financing acquisitions for public, private equity backed and founder led firms. Prior to joining Capital One, Josh served as a Senior Banker in the Government Contract Banking practice at Citibank. Previously, Josh worked for Bank of America in several credit and relationship management roles with escalating responsibilities. Josh began his banking career working at Fleet Boston prior to the acquisition by Bank of America. Josh holds a Bachelor's degree in International Business and Marketing from Oklahoma State University and an MBA from Bryant University.

Jason Andrean

Vice President,
Government Contractor Banking Group


Jason has over 13 years of banking experience through his career at Capital One. Prior to joining the Middle Market group, he held several managerial positions in the retail banking segment at Capital One. Jason holds a Bachelor of Science in Business Administration from Georgetown University with concentrations in Management and Finance.

Recent Transactions

Recent Accolades

  • 2018 Washington Business Journal 40 under 40
  • 2017 Military Times: Best for Vets – Employers
  • 2017 G.I. Jobs: Military-Friendly Employer
  • 2017 G.I. Jobs: Military-Friendly Spouse Employer
  • 2017 RecruitMilitary: Most Valuable Employers (MVE) for Military
  • National Partner, Fisher House Foundation

Capital One is committed to investing in the local community, with special focus on Veterans initiatives.

Contact Us

Washington DC Metro Area

Diane Zanetti
Managing Director and Group Head,
Government Contractor Banking Group

Source: SNL Financial 12/31/2016.
Products and services are offered by Capital One, N.A., Member FDIC.
All loans subject to credit approval. Terms and conditions apply.
©2017 Capital One. Capital One is a federally registered service mark. All rights reserved.