Depository Services

Commercial Checking

Featuring a variety of unlimited check-writing options designed to meet your financial transaction needs—regardless of the amount or your company's size and industry—Capital One® provides the flexibility required to satisfy your daily business operations. We offer a robust portfolio of Commercial Checking accounts to meet your unique requirements. In addition to accounts that provide earnings credits to offset fees and pay interest on accounts that have excess earnings credits, we also offer accounts with the following features:

  • Checking with Earnings Credits
  • Checking with Earnings Credits and Interest
  • Interest-only checking
  • Sweep options

Commercial Money Market

Earn a competitive interest rate without giving up liquidity—you'll have access to your funds at your convenience. Interest is automatically applied based on collected balances and is reported on your bank account statement.

Commercial CDs

Capital One offers a fixed rate on interest term CDs from one month to five years. Commercial Flex Rate CDs are term CDs tied to the six-month U.S. Treasury Auction Discount Rate + 0.25% and offer you the flexibility to bump up the interest rate twice during each term. All CDs are FDIC insured.