7 of the Best Used Car, Truck, and SUV Deals in February

Certified Pre-Owned vehicles cost less than new cars, but come with the peace of mind of a warranty.

2021 Mercedes-Benz E-Class All-Terrain, rearMercedes-Benz

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Those who want the peace of mind that comes with buying a new vehicle, but also want to save a few dollars, might consider certified pre-owned (CPO) options. CPO vehicles have been verified by the manufacturer to be in good working order, and they come backed by a manufacturer’s warranty. Here are seven special financing offers on certified pre-owned vehicles for February.

Editor's note: For consistency, Capital One sought out currently advertised offers using a Southern California ZIP code. Southern California is the country's largest new-car market, and it is not served by independent distributors that may set their prices, lease programs, and financing deals.

2018 BMW X3BMW

2018-2021 BMW X3: 3.99% APR Financing for Up to 36 Months

Throughout February, BMW is offering a pair of incentives on its certified pre-owned models from between the 2018 and 2021 model years, including the X3, the brand’s compact SUV. The first offer is 3.99% APR financing for up to 36 months, while the second is no payments for three months.

2023 Buick Encore GXBuick

2020-2023 Buick Encore GX: 0.9% APR Financing

Select certified pre-owned GM models are eligible for financing rates as low as 0.9%. There are many models from Chevrolet, GMC, and Buick that qualify, including the stylish Buick Encore GX, a subcompact crossover introduced for 2020.

2021 Ford F-150, cliffFord

2018-2023 Ford F-150: 3.49% APR Financing for Up To 36 Months

Through the beginning of April, Ford is offering rates of 3.49% on Gold Certified models through its certified pre-owned program. The Gold Certified designation applies to specific pre-owned vehicles that are younger than six years old and have fewer than 80,000 miles, and have passed a thorough inspection. Qualifying models include the F-150, Explorer, and Mustang Mach-E electric car, among others.

2023 GMC Terrain AT4GMC

2017-2023 GMC Terrain: 0.9% APR Financing

The GMC Terrain is another vehicle offered with 0.9% financing through GM’s certified pre-owned program. A compact crossover, the Terrain blends popular amenities with a rugged, chiseled aesthetic and is available with turbo power.

2021 Honda Accord Hybrid, redHonda

2017-2022 Honda Accord: 3.49% APR Financing

Throughout February, 2017-2022 model year Accords and CR-Vs may be eligible for 3.49% APR financing. These hot-selling models have long been toward the tops of the sales charts thanks in part to good fuel economy, well-equipped interiors, and lots of features for the money.

2021 Land Rover DiscoveryLand Rover

2017-2022 Land Rover Discovery: 3.99% APR Financing for 12-24 Months

Land Rover is currently offering rates as low as 3.99% for 12 to 24 months on its CPO models from as far back as the 2017 model year. This applies across the brand's lineup, and includes the full-size Range Rover, as well as the Range Rover Sport, Defender, and Discovery. Each model stands apart from competition by offering luxury and off-road capability on the same set of wheels.

2021 Mercedes-Benz E-Class All-TerrainMercedes-Benz

2019-2021 Mercedes-Benz E-Class: 2.99% APR Financing for 36 Months

From now through the end of February, Mercedes-Benz is offering 2.99% APR financing for up to 36 months on certified pre-owned GLC-Class, C-Class, and E-Class models. The E-Class is the highest caliber of that bunch, offering high-end appointments and cutting-edge tech in a package designed to maintain three-digit speeds on the German Autobahn.

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Banking should leave you with the same great feeling you get when you drive casually on a weekend afternoon. And that’s how I feel when writing helpful tips and reviews – passionate about cars and passionate about financing and everything in between when buying a new ride.