7 of the Best Used Car, Truck, and SUV Deals in February
Certified Pre-Owned vehicles cost less than new cars, but come with the peace of mind of a warranty.
By Capital One Feb 10, 2023
Those who want the peace of mind that comes with buying a new vehicle, but also want to save a few dollars, might consider certified pre-owned (CPO) options. CPO vehicles have been verified by the manufacturer to be in good working order, and they come backed by a manufacturer’s warranty. Here are seven special financing offers on certified pre-owned vehicles for February.
Editor's note: For consistency, Capital One sought out currently advertised offers using a Southern California ZIP code. Southern California is the country's largest new-car market, and it is not served by independent distributors that may set their prices, lease programs, and financing deals.
2018-2021 BMW X3: 3.99% APR Financing for Up to 36 Months
Throughout February, BMW is offering a pair of incentives on its certified pre-owned models from between the 2018 and 2021 model years, including the X3, the brand’s compact SUV. The first offer is 3.99% APR financing for up to 36 months, while the second is no payments for three months.
2020-2023 Buick Encore GX: 0.9% APR Financing
Select certified pre-owned GM models are eligible for financing rates as low as 0.9%. There are many models from Chevrolet, GMC, and Buick that qualify, including the stylish Buick Encore GX, a subcompact crossover introduced for 2020.
2018-2023 Ford F-150: 3.49% APR Financing for Up To 36 Months
Through the beginning of April, Ford is offering rates of 3.49% on Gold Certified models through its certified pre-owned program. The Gold Certified designation applies to specific pre-owned vehicles that are younger than six years old and have fewer than 80,000 miles, and have passed a thorough inspection. Qualifying models include the F-150, Explorer, and Mustang Mach-E electric car, among others.
2017-2023 GMC Terrain: 0.9% APR Financing
The GMC Terrain is another vehicle offered with 0.9% financing through GM’s certified pre-owned program. A compact crossover, the Terrain blends popular amenities with a rugged, chiseled aesthetic and is available with turbo power.
2017-2022 Honda Accord: 3.49% APR Financing
Throughout February, 2017-2022 model year Accords and CR-Vs may be eligible for 3.49% APR financing. These hot-selling models have long been toward the tops of the sales charts thanks in part to good fuel economy, well-equipped interiors, and lots of features for the money.
2017-2022 Land Rover Discovery: 3.99% APR Financing for 12-24 Months
Land Rover is currently offering rates as low as 3.99% for 12 to 24 months on its CPO models from as far back as the 2017 model year. This applies across the brand's lineup, and includes the full-size Range Rover, as well as the Range Rover Sport, Defender, and Discovery. Each model stands apart from competition by offering luxury and off-road capability on the same set of wheels.
2019-2021 Mercedes-Benz E-Class: 2.99% APR Financing for 36 Months
From now through the end of February, Mercedes-Benz is offering 2.99% APR financing for up to 36 months on certified pre-owned GLC-Class, C-Class, and E-Class models. The E-Class is the highest caliber of that bunch, offering high-end appointments and cutting-edge tech in a package designed to maintain three-digit speeds on the German Autobahn.
This site is for educational purposes only. The third parties listed are not affiliated with Capital One and are solely responsible for their opinions, products and services. Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The information presented in this article is believed to be accurate at the time of publication, but is subject to change. The images shown are for illustration purposes only and may not be an exact representation of the product. The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Capital One product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional.
Banking should leave you with the same great feeling you get when you drive casually on a weekend afternoon. And that’s how I feel when writing helpful tips and reviews – passionate about cars and passionate about financing and everything in between when buying a new ride.