5 of the Best Used Car Deals in October 2022

Look for special low-interest financing on these five sedans and hatchbacks.

2022 Honda Accord HybridHonda

Editor's note: For consistency, Capital One sought out currently advertised offers using a Southern California ZIP code. Southern California is the country's largest new-car market, and it is not served by independent distributors that may set their prices, lease programs, and financing deals.

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Certified Pre-Owned (CPO) vehicles are a great way to get into a newer car without eating the bigger price tag and depreciation that comes with a new model. An added benefit is most CPO cars will come with some form of warranty and maintenance program, so you’re not left hanging like you would be buying the vehicle on someone’s driveway with a blurry “For Sale” sign in the windshield.

In October, more manufacturer incentives make buying a CPO an even better option. Let’s see which stand out this month.

2020 Ford Fusion Titanium White Platinum MetallicFord

Gold Certified Ford Fusions: 0.99% APR financing for 36 months

Through the end of 2022, Ford is offering 0.99% APR for 36 months on all Gold-level certified used models. Selections vary based on dealer, but this is a great chance to find a deal on a late-model version of the popular Fusion sedan. The Gold certification level, which applies to cars with an original in-service date within the last six years, comes with 12-month/12,000-mile limited and seven-year/100,000-mile powertrain warranties (also available at the Blue level but not included), and seven years of complimentary 24/7 roadside assistance instead of the 90 days included at the Blue level.

2021 Honda Accord HybridHonda

2017-2022 Honda Accord: 1.99% APR financing for up to 36 months

Honda is currently running a deal on select certified models that will lock you in at 1.99% APR for up to 36 months. This includes best-selling models like the Accord, with no restriction on trim level. Depending on your local dealer inventory, you can find certified Accords from the base LX to top-of-the-line Hybrid Touring trims covered by this offer, which runs until October 31.

2022 Hyundai SonataHyundai

2017-2022 Hyundai Sonata: 0.9% APR financing for 36 months

The Hyundai Sonata specializes in value, bringing comfort and convenience features at an unexpected price point. Through January 3, 2023, you’ve got a chance at finding an especially good deal on a newer one as Hyundai is offering 0.9% APR for 36 months on select certified models, including the Sonata. There’s plenty of time to shop local dealers and wait to pounce on the right car.

2022 Toyota Camry HybridToyota

2016-2022 Toyota Camry: 3.99% APR financing

It’s not the sub-2.0% APR of other offers on this month’s list, but 3.99% on one of the best-selling vehicles in America is worth exploring. This is especially true because, depending on dealer inventory in your area, odds are good that there is a steal or three waiting to be found. Our search turned up a number of Camry Hybrid models with the same APR deal, which is good through October 31.

2022 Toyota CorollaToyota

2019-2022 Toyota Corolla Hatchback: 3.99% APR financing

Perhaps you prefer your Toyotas with an extra door? Through October 31 the same 3.99% APR deal offered on Camry is also available on the Corolla Hatchback, an extra-useful version of the perennially popular compact sedan. The Corolla Hatchback has only been on the market since 2019 so they won’t be as plentiful, but they can be found.

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Capital One
Banking should leave you with the same great feeling you get when you drive casually on a weekend afternoon. And that’s how I feel when writing helpful tips and reviews – passionate about cars and passionate about financing and everything in between when buying a new ride.