Capital One logo Refer a Friend logo

Your friend thinks you should be a Capital One® customer, too.

360 Savings®

No fees or minimums and a great interest rate.


$25 BONUS

360 Money Market®

No fees and one of the nation's best savings rates on balances over $10,000.00.

up to $100 BONUS

360 Checking®

No fees or minimums—plus access to over 39,000 fee-free Allpoint® ATMs.

$25 BONUS

Flexible accounts. Sweet bonuses.

At Capital One, we have accounts that work around your life–whether you're trying to reach your savings goals or looking for a checking account that gives you more. Plus, with Capital One Refer a Friend you can earn a cash bonus, too. Yep, it pays to have friends.

360 Savings® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your $25 bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met. Variable APY effective .

360 Money Market® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. Bonuses are only available for new 360 Money Market accounts with a new Capital One 360 Customer as the primary account holder. The balance/bonus tiers are: $250-$9,999.99 earns a $25 bonus; and deposits of $10,000 or more earn a $100 bonus. The maximum bonus you can earn is $100. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met. Advertised rates are variable and effective as of . The Annual Percentage Yield (APY) applies to the entire account balance for accounts with balances of or more; a APY applies to the entire account balance for accounts with balances less than .

360 Checking® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Zelle® payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Checking accounts with a new Capital One 360 Customer as the primary account holder. The $25 bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit. Variable Annual Percentage Yields (APY) effective . for balances up to ; for balances between and ; for balances of or more.

Capital One reserves the right to change or discontinue the Refer a Friend program at any time without prior notification.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC.

Available to U.S. bank account holders only. Terms and conditions apply.

Products and services offered by Capital One, N.A., Member FDIC.

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