See your approved rate
and how much you could
save in minutes.
Upon approval, we'll send
you a Blank Check® to use
at your local dealership.
With your Blank Check®, find your perfect vehicle. Your loan isn't activated until you sign the check!
How it works
Our great rates aren't the only thing you'll like about financing your next car with Capital One Auto Finance. Our loan process couldn't be simpler. Or faster.
- Apply now—Get a response in minutes. And there's no application fee. None. Within minutes, you'll know your maximum loan amount, your interest rate, and how much you can save.
- Once you're approved—We'll send you a Blank Check® by mail. If you need it right away, we can Fed Ex it to you next day.
- Head to the dealer—With your Blank Check in hand, you can shop for the perfect vehicle, knowing you can negotiate like a cash buyer.
- Take your time—There's no pressure. Your loan isn't activated until you sign the check, and you have up to 45 days to find your car.
- Sign the check—Fill in the amount and make your check payable to a select franchise dealer. Don't worry—there are lots of them. Find a local Capital One car dealer.
For more information, please Review our used car loan FAQ.
Ready to apply for used auto financing?
Our current auto finance rates1
|Finance Terms||APR1 as low as|
|48 or 60 Months||3.29%|
|66 or 72 Months||4.09%|
Shop at our extensive network of selected dealers