Car Payment Calculator

A car loan calculator for smart auto shoppers—like you.

Time for a new ride, or just looking?
Start by entering your loan amount, APR1, and loan term below.

YOUR CALCULATED MONTHLY PAYMENT*:

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Must be above $7,500 and below $40,000
?
Please enter an APR above 2.40% and below 24.99%
?
?

YOUR CALCULATED MONTHLY PAYMENT*:

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* The calculated monthly payment above is based on the APR, loan term, and loan amount you entered. Your payment may change if any of these terms vary.

Finance your next car, with Auto Navigator®

Looking to finance a new or used car? Get a decision in minutes—without affecting your credit score.
Browse millions of cars for sale, and see your financing terms next to each one.
It’s Auto Navigator, from Capital One.

Important Disclosures and Requirements

1APR is the Annual Percentage Rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the Amount Financed, term, downpayment amount, and other vehicle characteristics. A representative example of payment terms are as follows: a $2,000 down payment, an Amount Financed of $25,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $500.95. Cash down may be required in order to complete your purchase. APRs shown are current as of February 16, 2016. Advertised rates are subject to change without notice. Your actual APR will be based on your specific situation.

How Auto Navigator Works

Use Auto Navigator to pre-qualify for auto financing prior to visiting an eligible dealer. We review the information you provide to determine whether you pre-qualify with no risk to your credit score. If you pre-qualify, you will be able to see your estimated monthly payments, APRs and Financing Certificates for vehicles you may be considering. The Financing Certificate, will include an estimate of the financing terms you could qualify for when you apply for financing at the dealer. When you are ready to finance a vehicle, take your Auto Navigator Financing Certificate to an eligible dealer to let them know you are pre-qualified for auto financing with Capital One. Remember, you can use your mobile phone to configure vehicles and compare your options at the dealer!

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