New and Used
Auto Financing

Rates as low as
2.49% APR1

Auto Loan

Lower your payments
by $7002

Find your next vehicle

Auto Financing Tools

Finance a Purchase

Know your auto financing offers in advance to purchase new and used vehicles with rates as low as 2.49% APR1. Get a decision in minutes with no risk to your credit score and see if you’re pre-qualified for auto financing before heading to an eligible dealer. Take control of your auto financing experience with Auto Navigator from Capital One.

Get started, it's fast and free.

Save Money by Lowering Your Auto Payments

Our customers lower their auto payments by $700 per year on average2 by refinancing with Capital One Auto Finance. With Capital One's simple auto refinance process, it's easy to see if you can lower your car payments.

Apply to refinance, it's fast and free.

Auto Loan and Financing Rates

See our current Annual Percentage Rates (APR) for auto financing and refinance.

Auto Loan Calculator

Calculate your estimated monthly car payment for the total amount you wish to finance.

Find an Eligible Dealer

Our network of over 12,000 eligible dealers means you have lots of inventory and brand options. So you can shop local or expand your search for that perfect car, truck or SUV.

Did You Receive a Pre-Approval Code?

Enter the code from your letter or email below.

Frequently Asked Questions







APR is the Annual Percentage Rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the Amount Financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics. A representative example of payment terms are as follows: an Amount Financed of $25,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $500.95. APRs shown are current as of February 18, 2016. Advertised rates are subject to change without notice.
Advertised 2.49% APR is offered depending on the individual’s excellent and substantial credit, and key financing characteristics, including but not limited to the amount financed, a term less than or equal to 60 months, a loan-to-value (LTV) ratio of less than or equal to 80% and a new vehicle. Your actual APR will be based on your specific situation.

2 Yearly Payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a longer term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.