Auto Financing Tools
Know your auto financing offers in advance to purchase new and used vehicles with rates as low as 1.99% APR1. Get a decision in minutes with no risk to your credit score and see if you’re pre-qualified for auto financing before heading to an eligible dealer. Take control of your auto financing experience with Auto Navigator from Capital One.
Get started, it's fast and free.
See our current Annual Percentage Rates (APR) for auto financing and refinance.
Calculate your estimated monthly car payment for the total amount you wish to finance.
Frequently Asked Questions
- Account Questions
- Payment Questions
- Loan Questions
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- General Questions
APR is the Annual Percentage Rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the Amount Financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics. A representative example of payment terms are as follows: an Amount Financed of $25,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $500.95. APRs shown are current as of December 1, 2015. Advertised rates are subject to change without notice.
Advertised 1.99% APR is offered depending on the individual’s excellent and substantial credit, and key financing characteristics, including but not limited to the amount financed, a term less than or equal to 60 months, a loan-to-value (LTV) ratio of less than or equal to 80% and a new vehicle. Your actual APR will be based on your specific situation.